1. www.stewardship.org.uk creating an effective money ministry for our church Insert name Insert date Insert title if appropriate

2. 386 people will go bankrupt / insolvent (1 person every 3.72 minutes) 128 properties will be repossessed CABs have 9,300 new debt problems 2,090 people made redundant 5.3m spend more than they earn Average household debt = £57,900 Average unsecured borrowing = £18,785 the debt problem: today....

3. financial capability 21% of adults have no savings A third of adults, 12 million people, never budget Two thirds had to put at least some of Christmas on plastic Concerns for young people Charitable giving is £9.9billion but half of this comes from just 7% of donors who give over £100pcm

4. the affluenza virus Great expectations about our rising standard of living Working harder to get more Power of advertising to create discontent and discrepancies The gravitational pull of wealth

5. Christians not excluded We cant assume debt is not an issue in our church Christians can get affluenza: baptism does not inoculate us Affects our discipleship: where your treasure is, there your heart will be also. Matthew 6:21

6. the biblical contours of money 2,000 verses on money and possessions God is owner and giver of all things We are stewards, or trustees, of what God has entrusted to us Every financial decision is also a spiritual decision.

7. why create a church money ministry? Because debt is a problem and it will help us offer pastoral care in congregation and community Because money is a discipleship issue for all Christians and it will promote biblical teaching Because giving is a hallmark of faith and it will promote generosity Because it will support and be accountable to our church leaders

8. what is a church money ministry? a small team (sometimes an individual) working as a distinct ministry of our church active in both congregation and community two key aspects to the work Money education: a rich, distinctive, biblical and practical approach to money 1:1 Personal Budget Coaching scalable and sustainable Not debt advice and not just for those in debt

9. what will it do for our church? Lead the church in biblically-based, holistic money education Enhance pastoral care with the provision of confidential personal budget coaching Local and personal – builds relationships and meets needs in church and community Help build our church as a generous, giving community

10. support for money ministries Web based support from Christian charity Stewardship Free biblical and practical resources Ground Force action pack to get started Personal budget coach training from Credit Action

11. give hope

12. a money advocate A committed individual who will: give time to serve the congregation Publicise debt and money matters in community Promote biblical teaching and gospel generosity in the church

13. first steps Plan a Red2Black Sunday Create awareness around debt Lay practical foundations Engage with congregation and community Encourage people to talk about money in church Launch Personal Budget Coaching Lay biblical foundations using sermons, small group study, prayers, youth & children material

14. eeducation@stewardship.org.uk t 020 8502 8585 w www.stewardship.org.uk/money