2. 100 200 300 400 500 100 200 300 400 500 100 Investments/ Savings Budget Financial Planning Credit Money Jeopardy Insurance

3. The Answer is: Goals that are specific, measurable, attainable, realistic and time-bound

4. The Question is: What are SMART goals ?

5. The Answer is: Food, clothing and a place to live

6. The Question is: What are needs?

7. The Answer is: Reality, Responsibility and Restraint

8. The Question is: What are the 3 Rs of money?

9. The Answer is: The patience to achieve and the willingness to give up something you want now in return for something better later

10. The Question is: What is delayed gratification?

11. The Answer is: Earning good grades, being responsible with money, telling the truth and being on time for work/school

12. The Question is: What are examples of values?

13. The Answer is: Someone is willing to loan you money in exchange for your promise to pay it back

14. The Question is: What is credit?

15. The Answer is: Equifax, Experian, and TransUnion

16. The Question is: What are the three major credit reporting agencies?

17. The Answer is: Access to cash in an emergency; the ability to use it now; safety and convenience

18. The Question is: What are some advantages of using credit?

19. The Answer is: The charge you pay once a year for the right to use a credit card

20. The Question is: What is an annual fee?

21. The Answer is: The amount you pay to use someone elses money

22. The Question is: What is interest?

23. The Answer is: A plan for managing money during a given period of time

24. The Question is: What is a budget or spending plan?

25. The Answer is: Fees placed on income, property, or goods to support government programs

26. The Question is: What are taxes?

27. The Answer is: Money coming in

28. The Question is: What is income?

29. The Answer is: Fixed and variable

30. The Question is: What are the two types of expenses?

31. The Answer is: The amounts subtracted from gross income, i.e., taxes, insurance, retirement

32. The Question is: What are payroll deductions?

33. The Answer is: Money set aside for short-term goals

34. The Question is: What is savings?

35. The Answer is: Money set aside for future income, benefit, or profit to meet long-term goals

36. The Question is: What is investing?

37. The Answer is: The relationship between time, money and rate of return (interest) and their effect on earnings growth

38. The Question is: What is the time value of money?

39. The Answer is: A quick way to find out how long it will take your money to double

40. The Question is: What is the Rule of 72?

41. The Answer is: Earning interest on interest

42. The Question is: What is compounding?

43. The Answer is: Protection against large-scale financial loss

44. The Question is: What is insurance?

45. The Answer is: The payment you make to an insurance company in exchange for its promise of protection and help

46. The Question is: What is an insurance premium?

47. The Answer is: The amount of the loss you must pay out of your own pocket before the insurance company begins to reimburse you

48. The Question is: What is a deductible?

49. The Answer is: Liability, medical payments, uninsured motorist, collision

50. The Question is: What are types of coverage an auto insurance policy can have?

51. The Answer is: Cost of repairs, mileage, location and driving record

52. The Question is: What are factors that can affect your auto insurance cost?