1. Making Money Choices

2. Learning how to budget now will teach you how to value your paycheck, save for the future and spend money on what makes you happy.

3. A lack of good budgeting skills will lead to frustration and an inability to get necessary supplies for comfortable living.

4. Housing Housing Options: Housing Costs: $150 Live with parents $1250
Rent an apartment
Rent an apartment w/ 1 roommate
Rent an apartment w/ 2 roommates
Military housing
$150
$1250
$625
$417 $0

5. Utilities Type of Utilities: Cost of Utilities: Cell Phone $80
Gas, electric, water and trash
Satellite/Cable TV
Internet
$80
$150
$30

6. Food Food Options: Food Costs: I eat mostly at home
I eat mostly fast food
I eat mostly at nice restaurants
$150
$250
$400

7. Entertainment $40 $100 $350 Type of Entertainment: Entertainment Cost:
I don’t go out often, I watch TV or read a book
I go out once or twice a week
I go out all the time
$40
$100
$350

8. Clothes Shopping Options: Clothing Costs: I don’t buy new clothes ever
I buy a new outfit each month
I shop every week or two
$20
$100
$400

9. Transportation Type of Transportation: Transportation Costs:
I don’t own a car, I walk or ride a bike
I don’t own a car, I take public transportation (light rail/bus) or rideshare (Uber/Lift)
I own a car, but have no loans $0
$ 75
$250

10. Savings Savings: Savings Amount: $0 $40 $80 $200
I am not able to save at this time
I would like to save 5% of my monthly pay
I would like to save 10% of my monthly pay
I would like to save 25% of my monthly pay $0
$40
$80
$200

11. Personal/Miscellaneous
Type of Expense:
Expense Costs:
Personal care products
Pet care
Other
$60
$100
???

12. How did you do?