4. Agri-commodities trading and financing platform on Blockchain

5. WHY? World Grain trade (wheat, corn, …): 400+ mln t/year ($80+ bln)
International trade is done exclusively in USD
Acute lack of trade finance
Inefficient contract execution
Lack of solutions for small and medium companies

6. How? Smart Contract Payments Trade Finance
Powerful, secure and trustless functionality to conclude trade and hedging contracts.
Efficient money exchange, cross border payments
Competitive Trade Finance

10. What is komgo?
komgo is a commodity trade finance consortium led by major industry players
Our objective is to build a fully decentralized commodity finance ecosystem acting as a reference for this industry
This environment will be interoperable with other consortiums, market places and internal systems to provide a streamline digital experience
Our one stop shop provides speed, security and efficiency through shared registry, standardized products, automation and tailor made functionalities

11. Key Milestones of our Digital Journey
komgo SA is incorporated with 15 investors
komgo SA go live including first transaction with another BC platform (Vakt)
Second functionality released on komgo: Kite for KYC
New functionalities to be developed on komgo:
Market place
Credit insurance
Document Automatch
Automatic onboarding and sanction checks
Third party Wallet
Aug’18
Dec’18
Feb’19
Q2’19
Shell, Mercuria, Gunvor, Koch, SGS, Citi, ING,
Rabobank, ABN AMRO, BNPP, SG,
Natixis, CA, MUFJ
Jan’19
Q1’19
Final round of UAT on Kite for KYC
New functionalities to be developed on komgo:
LC amendment / collection & presentation / refinement
BFOET SBLC Application and Issuance
Direct issuance
LOI automated generation
Receivable discounting
Permissioning 01

13. High Impact
CrowdLending

14. < 5% > 100% Developed World Emerging Economies
THE PROBLEM: A two-tiered world limited opportunities 14
V A L U E
Developed World
Emerging Economies
Limited investment opportunities for non-institucionals
Borrowers do not have long-term objectives
< 5%
> 100%
Interest rate on savings
Interest rate on local cash loans
I N T E R N E T =
I N F O R M A T I O N
Relative abundance of money
Money is scarce and expensive

15. +10% -50% Lenders Borrowers Lenders can choose and trace Local Node
THE SOLUTION: A New Model for value transfer 15
B L O C K C H A I N =
I N F O R M A T I O N + V A L U E
BLOCKCHAIN ENABLES INTERNATIONAL VALUE TRANSFER, IT BUILDS TRUST AND ELIMINATES P2P RISK THROUGH SMART CONTRACTS
Lenders
Borrowers
Access to global investment opportunities
Access to global funding possibilities
+10%
-50%
Great return on lended money
Lower interest on loans
Access to more capital
Builds a Digital Reputation
Lenders can choose and trace
the positive impact of their money
Local Node
Selects and organizes farmers into cooperatives and acts as their bridge to the digital world

16. FARMERS LENDERS AND BUYERS THE COMMODITIES FROM THE ORIGIN FINANCERS16
FINANCERS
Trade fiance
Speculators
Financers to producers
Financers to traders
Financers to Roasters
TRADERS
Local buyers, Intermediaries,
Local sellers,
INSPECTION
VERIFICATION
CERTIFICATION
INSURANCES
FARMERS
LENDERS
AND
BUYERS
MANUFACTURERS
Roasters
Cafes
Supermarkets
LOGISTIC
Warehouses
Shipping
Local transport