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YOUR LIFE – A REALITY CHECK
You are born 10 years 20 years 30 years 40 years 50 years 60 years 70 years 80 years MAXIMUM LIFE IS SPENT WORKING. ARE WE JUST WORKING FOR THAT PAY CHEQUE? DON’T WE WANT TO LIVE THE LIFE THAT WE DREAMT OF?
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SOME LIFE REALITIES TO THINK ABOUT
Do we spend enough time with our family in this time? Do we have enough money to go on a holiday we desire? Have we achieved our dream house? Have we purchased our dream car? Have we done enough for our kids? How much money will you need to survive when you retire? Cost of living is rising exponentially. Up to 25 years you are studying After 25, we start working Around years, you get married and then life is totally dependent on monthly salary Then we retire around 70 years of age In these years what have we achieved? Maximum time of life is spent in doing the job we hate but have to do it for the salary
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SOME LIFE REALITIES TO THINK ABOUT
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What are the options? How can you fulfill your dreams? JOB? SHOP?
FRANCHISE? SHOP? DISTRIBUTORSHIP?
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Franchise Model Franchise means using an established brand to start your own business on a profit sharing basis for eg: Mcdonalds, Pizza Hut, Nike, Reebok, Peter England etc.
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RISK Franchise Model Huge investment required: Franchise fees
Shop in good location with good interior Huge Investment in stock Employees Other overheads like electricity etc. Business competition Area restrictions Do you have the required capital ? RISK
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RISK Small Shop Investment required: Shop Investment in stock etc.
Employees Other overheads like electricity etc. Business competition Area restrictions Do you have the required capital ? RISK
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Distributorship Features of a distributorship :
Rights are given for a specific area which could be: Zonal distributorship District distributorship State distributorship Country Distributorship Depending on the amount of INVESTMENT
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RISK Distributorship Huge investment required:
Huge investment in stocks Warehouses and go downs Employees Other overheads like electricity etc. Business competition Area restrictions Do you have the required capital? RISK
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Confused ?
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Lets understand one more option
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Lets know more about MFAdirect
A division of Itspossible Nutraceuticals Limited, New Delhi – part of Itspossible Group of Companies. Running successfully since 2011. Presence in almost all states of India. Started operations in Dubai. Lakhs of satisfied customers in various product categories.
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MFAdirect is offering its distributorship in the following areas
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DISTRIBUTORSHIP OF
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Anderson’s Concentrated Mineral Drops® (CMD)
Exclusive rights with MFA. 100% natural mineral supplement. Sourced from the Great Salt Lake in Utah, USA. Need of every being who drinks water. Part of wellness industry with lakhs of customers in India and now in Dubai.
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DISTRIBUTORSHIP OF
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Exfoliates dead skin cells to reveal glowing skin
KAYASENSE FACE SCRUB With Premium Natural Minerals Exfoliates dead skin cells to reveal glowing skin Premium Ingredients available in Kayasense Face Scrub is helpful in: Helps in making your skin soft, supple and radiant. Enriched with sea salt and avocado extract it unclogs pores and removes dead skin cells. It eliminates pimples and oil as well as dirt. Boosts circulation & cell renewal. Has natural herbs to give you safe and non-toxic care.
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KAYASENSE FACE WASH With Premium Natural Minerals Stay Fresh, Stay Active Premium Ingredients available in Kayasense Face Wash is helpful in: It may provide you an attractive and fresh facial look. Its premium natural minerals ensures complete facial cleansing and skin nutrition. Kayasense Face Wash rejuvenates your skin by cleansing the pores and effectively removing dirt, grime, oil and makeup.
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KAYASENSE MULTI-PURPOSE FACE CREAM
With Premium Natural Minerals Makes you Feel Beautiful Premium Ingredients available in Kayasense Multi-purpose Face Cream is helpful in : Best and clinically proven multi-purpose face cream is here. It is laden with premium natural minerals along with natural active ingredients for complete care of your skin. Daily use may naturally brighten your skin and might fade any scar or spot on your skin. It is a protecting & soothing multipurpose cream that soothes sore skin, protects and helps in maintaining general skin health. It gets absorbed into the skin quickly without leaving any greasy layer.
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KAYASENSE BEAUTY CRÈME SOAP
With Premium Natural Minerals For Soft, Beautiful & Attractive Skin It contains the goodness of Coconut Oil, Palm Oil, Almond Oil, Olive Oil, Supercritical Aloe Vera extract and Shea Butter. These natural ingredients keep the skin cleansed, moisturized, protected and exfoliated. Regular use calms and heals skin problems. May help in providing clearer complexion.
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KAYASENSE ANTI-AGEING CREAM
With Premium Natural Minerals Stay Young Forever Natural and safe Anti-Ageing Cream with Premium Natural Minerals that is rich in natural active ingredients. It may help to remove the dead skin, recover the damaged skin cells and restore the elasticity of skin. Using it daily may reduce fine lines & wrinkles. It might also lighten your dark spots. The natural ingredients in it also protects your skin from harmful effects of UV rays.
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KAYASENSE FOOT CREAM With Premium Natural Minerals Repair and Relieve cracked heels It moisturizes and protect your foot or sole skin. It is very helpful in repairing and preventing cracked heels. It relieves you from pain caused by cracked heels or by ill-fitting foot wares. It also has exfoliating properties to clean your skin, by getting rid of dirt and impurities. It helps in preventing hyperkeratosis (thickening of foot skin) & hyperpigmentation (Blackening) syndrome. Natural scent of these ingredients help in getting rid of bad odour.
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KAYASENSE SUNSCREEN CREAM
With Premium Natural Minerals Protects Against Sunburn It helps in creating a barrier on skin due to which sunrays cannot penetrate and cause damage. It inhibits the production of melanin pigment thus giving you fairer skin. It shields you from both the harmful ultraviolet radiations- UVA and UVB. It also has moisturizing, antioxidant and anti-inflammatory properties. It is very helpful for soothing skin rashes and irritation. It protects you against sun-burns.
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KAYASENSE SHAVE GEL With Premium Natural Minerals
It gives you clean & smooth shave. Aloe Vera used in it helps in fighting acne. Comfrey and Aloe Vera used in it acts as Anti-inflammatory. Ingredients used in it has Antibacterial, Antiseptic & Moisturizing properties. It provides relief from aftershave burning sensation.
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KAYASENSE PAIN RELIEF GEL
With Premium Natural Minerals Relieve Your Sore Body It helps in muscle and joint pain. It helps in relieving a headache. It acts as antiseptic and astringent. Amazing ingredients used in it helps in Osteoarthritis and Rheumatoid arthritis. The ingredients used in it provide aid in joint flexibility. It has anti-inflammatory and anti-anxiety properties. It also helps in sports related injuries like sprain, twisting, cartilage damage and ligament tear etc. Overall it is very helpful in relieving sore body.
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DISTRIBUTORSHIP OF
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HAIRSENSE 7-IN-1 HAIR OIL
Feel the richness of 7 natural oils Contains natural ingredients and the goodness of 7 high quality natural oils with infused herbs that can prevent premature greying and hair loss. Suitable for both genders and all hair types. It penetrates deep into the scalp to provide greater strength to each strand of hair. Gives youthful and lustrous look to your hair.
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DISTRIBUTORSHIP OF
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Its Vet-Pro A Complete Nutritional Feed Supplement for Livestock
ItsVetPro has a unique combination of Protein, Carbohydrate, Starch, Fats, Vitamins, Minerals and Botanical Extracts for complete development of the cattles/animals. It is 100% Vegetarian, Herbal and safe supplement for animals/cattles. It helps to increase immunity of animals as well and helps in healthy conception.
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DISTRIBUTORSHIP OF
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DENTALSENSE TOOTHPASTE
With Premium Natural Minerals Protects your gums DentalSense Toothpaste is full of taste and freshness of natural herbs. It gives tremendous protection against cavities and other dental & gum problems.
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DISTRIBUTORSHIP OF
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BioWash Fruit & Vegetable Wash Regular usage of Biowash may help in–
It helps in washing off Pesticides. It helps in removing harmful Germs & Bacteria. It helps in removing Dirt & Dust. It helps in washing off Chemicals. It helps in washing off Waxes & Preservatives
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DISTRIBUTORSHIP OF
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ITS BONE & JOINT To keep your bones and joints healthy
Powerful combination of 19 chosen Ayurvedic herbs. Helps in maintenance of bone and joint health for a long time, even in old age. Its Bone & Joint strengthen bones, improves metabolism and blood circulation. Its Bone & Joint reduces obesity and bring about tissue repair in inflamed joints.
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ITS DIACARE To maintain blood sugar level
Powerful combination of 12 time-tested ayurvedic herbs. Helps in maintaining blood sugar level within normal range. Proven to be extremely beneficial for people to help manage blood sugar level.
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ITS KIDNEY CARE To maintain kidney health
It is a Perfect Kidney tonic. Powerful combination of 12 time-tested ayurvedic herbs. These herbs ensure relief from kidney ailments in a painless and safe way. Provides safe and effective relief from kidney related symptoms.
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ITSFLAX SEED OIL To maintain GOOD health
It is the natural source of Omega-3 fatty acids, Omega 6 & Omega 9 fatty acids. It helps in reducing high Cholesterol and maintaining triglyceride levels in the body. It is very helpful in preventing heart problems, neurological problems and hormonal disorders. It helps in improving Stamina. It helps in removing toxins from the Body. It helps in improving brain functioning. It is helpful in promoting joint health and strengthening cartilages and ligaments. It is helpful in skin diseases.
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ITS LIVOCARE To strengthen Liver’s Health
Liver plays an important role in - Digestion Metabolism Blood production Removal of toxins Liver also stores iron, copper, Vitamin D, A and B12. The herbs in Its Livo Care may also help in repairing damaged or weakened Liver.
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ItsPro+ For All It provides with all essential macro and micro-nutrients like carbohydrate, protein, fat, vitamins and minerals for maintaining good health. Fibre present in this powder helps, in relieving constipation and in alleviating symptoms of IBS. It also helps to lower cholesterol level. Isoflavones in Soya Isolate are very useful in lowering blood cholesterol and triglyceride levels and thereby very useful in preventing heart diseases. Amino acids are the basic building blocks of body, hence play a vital role in growth, boosting metabolism, and in enzyme formation in the body. Vitamins and Minerals play a variety of roles like the formation of bones by calcium and vitamin D, formation of red blood cells by iron etc.
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ItsPro+ For Kids It provides with all essential macro and micro-nutrients like carbohydrate, protein, fat, vitamins and minerals for maintaining good health. It is a combination of 3 different protein sources, hence provide you all essential and non-essential amino acids which are required for various tissue functions. Pippali and Shankpushpi works great for nervous system and helps in developing sharp brain in kids. Shankpusphi also helps in boosting up memory and concentration in kids. Dry fruit powder used in it, contains prebiotics and omega 3 fatty acid and is good source of energy. It prevents constipation, DNA damage and also maintains eye and bone health. Fibre present in this powder helps, in relieving constipation.
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ItsPro+ For Women It provides with all essential macro and micro-nutrients like carbohydrate, protein, fat, vitamins and minerals for maintaining good health. Oats used as an ingredient in it, helps in weight loss, providing relief from constipation and in maintaining blood sugar and cholesterol level. Shatavari helps in an amazing way of balancing female hormones. Beetroot powder cure anaemia to which women are more prone. Fibre present in this powder helps, in relieving. It also helps to lower cholesterol level. Isoflavones in Soya Isolate are very useful in lowering blood cholesterol and triglyceride levels and thereby very useful in preventing heart diseases.
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DISTRIBUTORSHIP OF
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Biospringa Spirulina- it is a natural “algae” (cyanobacteria) powder that is incredibly high in protein and is a good source of antioxidants, Vitamin-B, amino acids and other nutrients. It contains 26 times milk calcium, richness of iron that is 158% of iron requirement, beta carotenoids for boosting up immune system. It is also anti-allergic and anti-inflammatory. Spirulina is known for burning extra fat during exercise. 2. Moringa Leaves Extract- it is an essential source of Nutrients, and is powerful Antioxidant, Antibacterial and Anti-Inflammatory. It helps in weights loss and support bones. It helps in boosting up immune power.
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Biospringa Cont. 3. Citrus Bioflavanoids- it is biologically active plant compound having profound health benefits. Citrus Bioflavanoids have multiple benefits along with bio active vitamin C. An antioxidant, anti-inflammatory, anti-allergic, and anti-diarrheal. It is effectively helpful in maintaining your blood pressure and also help in controlling insulin level, protecting you from diabetes.
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Its Honey White Sugar (Sugarcane sugar) can be substituted with honey in foods and drinks. It is better for overall health than normal white sugar. Honey and lemon juice as well as honey and cinnamon help in reducing weight. Helps in reducing weight when consumed with warm water. Natural source of energy. Honey is very easy for the body to digest without any bad effects. Helps in boosting the performance of athletes. Rich source of vitamins and minerals.
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Many more Brands and Products Coming Soon !!
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This Distributorship is absolutely FREE !!
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MFADIRECT – FREE DISTRIBUTORSHIP PROCESS
Fill the online distributor application form with the help of your sponsor Complete the form with your basic details like Emirates ID, Passport, bank details etc. Upload your KYC documents like Aadhar, PAN, utility bill etc. on our member panel or through our app and self verify the same. NOW YOU ARE ENROLLED AS A DISTRIBUTOR WITH MFA DIRECT.
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MFADIRECT – FREE DISTRIBUTORSHIP PROCESS Benefits
As soon as you complete the formalities, you are enrolled as a distributor with MFA Direct. This gives you the right to start earning retail profits from the Company as now you can buy products of the Company at DISTRIBUTOR PRICE (DP) instead of MRP. The product MRP, DP and PV are given on next slide:
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Product Price List S. no. PRODUCT M.R.P. (INR) DISTRIBUTOR PRICE(DP)
RETAIL PROFIT POINT VALUE (PV) 1 ANDERSON’S CMD 60 ML 1658 1458 200 500 2 ANDERSON’S CMD 120 ML 3310 2810 1000 3 ANDERSON’S CMD 240 ML 6600 5400 1200 2000 4 ITS HONEY 500 GM 850 750 100 270 5 ITS PRO PROTEIN 200 GM 766 666 250 6 ITS KIDNEY CARE – 60 CAPSULES 696 596 7 ITS LIVO CARE – 60 CAPSULES 796 8 ITS BONE & JOINT – 60 TABLETS 9 ITS DIA CARE – 60 TABLETS 10 ITS POWER 1245 1045 360
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Product Price List S. no. PRODUCT M.R.P. (INR) DISTRIBUTOR PRICE(DP)
RETAIL PROFIT POINT VALUE (PV) 11 ITS CALMAGD 350 265 85 90 12 ITS HI FIBER 833 733 100 230 13 BEAUTY CREAM SOAT(PACK OF 3) 189 159 30 48 14 FACE WASH – 50 GM 199 175 24 55 15 FACE SCRUB – 50 GM 16 MULTIPURPOSE FACE CREAM – 50 GM 17 TOOTHPASTE – 100 GM 135 115 20 37 18 ITS VET PRO – 500 GM 299 250 49 80 19 BIO WASH – 350 ML 349 50 97 Its Flaxseed Oil 525/- 465/- 60 155
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Product Price List 23 Kayasense Anti-Ageing Cream 249/- 219/- 30 75 24
S. no. PRODUCT M.R.P. (MRP) DISTRIBUTOR PRICE(DP) RETAIL PROFIT POINT VALUE (PV) 23 Kayasense Anti-Ageing Cream 249/- 219/- 30 75 24 Kayasense Foot Cream 99/- 88/- 11 28 25 Biospringa 849/- 699/- 150 240 22 Kayasense Sunscreen Gel Hairsense 7-in-1 Hair Oil 430/- 380/- 50 123 Kayasense Shave Gel 149/- 134/- 15 43
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MFADIRECT – FREE DISTRIBUTORSHIP- Benefits of buying products
You can purchase MFA products at DP and get the following benefits: You can buy our world class products at DP for yourself and your family You can start earning retail profit from day 1 from your distributorship Your first purchase will activate your ID opening up many more opportunities for you.
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MFADIRECT – FREE DISTRIBUTORSHIP PROCESS Benefits of activation
Once you activate you have the following benefits : You can avail offers of the Company to earn more than 40% retail profit. You get the rights to sponsor other distributors. Start earning 6 types of income apart from retail profit Be eligible for rewards of more than Rs. 3 crores.
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Benefits of Activation- Offer
As you can make more then 41% in retail profits as you sell MFAdirect’s products. As you have purchased more than 3000 PV, you take the first promotion i.e. Business Distributor which is at 3000 RPV. Also you have enough stock to conduct home meetings (to grow your 2 types of networks – User and Distributor
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Benefits of Activation- Right to sponsor
In a normal distributorship, you will not benefit if you introduce a new distributor to the Company. But in MFA Direct, every distributor you introduce will help you leverage your income. The question is how to build a user network and a distributor network.
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How to build network – Home meetings
To build a network follow these simple steps: Make a list – make a list of all the people you know and sit with your upline to categorize the same. Organize a home meeting – Schedule a home meeting with 5-10 people out of your list of hundreds Have Products and marketing material ready – You have already purchased products in your offer, have them and various marketing material ready on display at the time of meeting.
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Cont. At the start of the meeting, Introduce Your Upline who will give this same presentation to your friends/relatives present in the home meeting. Your upline will help in the whole process, thus generating turnover in your distributorship Because of this you start earning 6 types of incomes explained briefly in the next slide taking forward this example.
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Earning incomes on turnovers in your network and your own sales
Let’s say you invite 10 friends to your home for home meeting They are given this opportunity like you have been presented by your senior. How many will take this free distributorship?? Lets say 6 people Lets say these 6 people buy some products For their personal and family use. Lets say each one purchases products worth 1000 PV each Lets say 50% of these i.e. 3 are business Oriented and they purchase the offer likeYou did 3 people purchase Offers worth 3100 PV each
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Earning incomes on turnovers in your network and your own sales
Now lets calculate your income with this example: Total PV generated in your network apart from activation YOUR PERSONAL OFFER PV 3 PERSONS TAKING THE OFFER PV TOTAL PV Activation PV generated in your network 6 PEOPLE ACTIVATED APV WITH 1000 PV EACH
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A - Activation based MPV Income
Any customer who wishes to purchase any product can do so at the Distributor Price of that Product. The first purchase of any Product by a customer will be counted towards the Activation of that particular customer’s ID. As you build your network and people start activating in your network, you make the Matched PV (MPV) Income on the basis of the matched activation. PV in your strength and payout legs. For Eg: You STRENGTH PAYOUT LEG LEG Activation PV Activation PV As 4000 Activation PV is matched you will earn 15% of i.e = 1200 MPV as incentives. (Activation PV for the first payout will be calculated when matching is done for 2000:4000 Activation PV or vice versa). The balance Activation PV of your strength leg i.e Activation PV is carried forward to next payout period and can be matched in the future payouts
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A - Activation based MPV Income Cont.
Note:- You should be Activated yourself to be qualified for this income. The maximum payout that can be earned from matching Activation PV is MPV 1 MPV = Rs-1. The Company reserves the right to reduce the value of MPV in any payout period at the sole discretion of the Company. The MPV value can vary from one payout period to another. The Activation PV cannot be counted for any other income of the marketing plan. This income will be calculated weekly. An IR can purchase any product with minimum PV of 200 upto maximum 4000 PV as first purchase to get activated.
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B - Performance Bonus (On GV)
On repurchase of products by you & your downline a member gets incentive by differential method according to the following table. Company provides the performance incentives starting from 5% to 30% according to your current month Group volume (GV). You can increase your group volume by sponsoring more direct member in your direct downline tree. Performance Bonus incentive is calculated and paid out on current payout total Group Volume (GV) according to following chart*: *See the chart on next slide
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The GV requirement has to be done in one month for promotions
The GV requirement has to be done in one month for promotions. For GMD and above promotions, only 50% of PV will be counted from 1 leg, rest PV to be done from other legs. Hoarding rules to be applicable. If any distributor stocks product without selling at least 70% of the stock available with him is liable for action by the Company.
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Fast Track MD Program Any person who is at the rank of MCD or below can do just 60,000 GPV in one month and get promoted to MD directly. MD and above rank promotions are applicable from the next month of achievement.
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By differential method you get net commission after deducting your downline group commission.
You can understand by following hypothetical example starting from next slide:
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Downline Business Group A Total group repurchase in your 1st direct:
45,000 PV Group B Total group repurchase in your 2nd direct: 250,000 PV Group C Total group repurchase in your 3rd direct: 200,000 PV Group D Total group repurchase in your 4th direct: 20,000 PV Self Repurchase: 5,000 PV
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Total Group Business Your total Group Business: 520,000
Your Percentage Slab: 28% Total Group Incentive: 520,000 X 28% = 1,45,600 PV Group A: Incentive On the basis of 45,000/- repurchase: 45,000 X 21%= 9,450 PV
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Group B: Incentive On the basis of 250,000/- repurchase: 250,000 X 26%= 65,000 PV Group C : Incentive (Group C not met additional criteria) On the basis of 200,000/- repurchase: 200,000 X 24%= 48,000 PV Group D: Incentive On the basis of 270,000/- repurchase: 20,000 X 18%= 3600 PV
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So, deducting the group commissions paid from the total incentive to be paid we can arrive at your net commission as under : Total Commission to be paid: PV Less : Group Commissions Group A 9450 PV Group B 65000 PV Group C 48000 PV Group D 3600 PV Your Net Commission Which includes Your personal Repurchase incentive 5000 X 28% = Rs.1,400/- 19,550 PV
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C - Team Matching Bonus (On Level)
This matching bonus calculated & paid out on the basis of Performance Bonus earned by your 15 level downline. This is an addition income with Performance bonus. MD level & above have to be royalty qualified to be eligible for Team Matching Bonus. Levels/ Generation BD (%) AD (%) MCD (%) DD (%) MD (%) GMD (%) SMD (%) CMD (%) 1 10 2 7 3 4 5 6 8 9 11 12 13 14 15
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D - Lifestyle Royalty Bonus
Lifestyle Royalty Bonus for advanced Executive ranks incentive. As you help others in your organization to become successful leaders and qualify pool, you are rewarded again through the royalty bonus, on the basis of company’s turnover (CV) in a payout. 20% of the CV has been kept aside and is shared among the achievers at the respective levels as below : Designation Royalty(%) Further Criteria MD 7 Min PV from platoon GMD 6 Min PV from platoon SMD 4 Min PV from platoon CMD and above 3 Min PV from platoon Lifestyle royalty bonus incentive is paid out every month to the eligible IR according to the chart above based on the current month CV.
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If GMD and above create same or higher levels under them the platoon conditions will be reduced according to the following chart : RANK LEGS AT SAME OR HIGHER LEVEL % TO BE ACHIEVED TO QUALIFY GMD/SMD/CMD 1 75% 2 50% CMD 3+ legs 25%
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Designation Share in the pool
E – Travel Fund 6% of the CV per month is kept aside and is accumulated in the accounts of each achiever to be utilized for domestic and international trips of the achievers. You have to be royalty qualified as above to earn this income. Designation Share in the pool Level MD share for each achiever Level GMD 2 shares for each achiever Level SMD 3 shares for each achiever Level CMD 4 shares for each achiever
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F – CMD Infinity Club You can earn upto 14% of PV as income by qualifying for the CMD Infinity Club. The qualification and income is as under: Level Qualification Income % CMD Applicable from next month 3% of GPV Silver CMD CMD with 1 leg as CMD 6% of GPV Gold CMD CMD with 2 leg as CMD 8% of GPV Diamond CMD CMD with 3 leg as CMD 10% of GPV Blue Diamond CMD CMD with 4 leg as CMD 12% of GPV Black Diamond CMD CMD with 5 leg as CMD 14% of GPV
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F – CMD Infinity Club Cont. This income works on differential basis. For example a Silver CMD promotes under a Silver CMD, the income of the upline Silver CMD from that downline Silver CMD leg will be 0. And if a Silver CMD promotes under a Gold CMD, the income of Gold CMD from the Silver CMD leg shall be 8%-6% i.e. 2% and on the other legs shall be 8% of GPV.
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NOTE THE COMPANY DOES NOT GIVE ANY GUARANTEE OF EARNINGS NEITHER DOES IT GIVE OUT ANY MONEY ON RECRUITMENT OF DISTRIBUTORS. INCENTIVES CAN ONLY BE EARNED BY INDEPENDENT REPRESENTATIVES/DISTRIBUTORS OF THE COMPANY BY EFFECTING SALES OF THE PRODUCTS. INCENTIVES WILL BE RELEASED AFTER DEDUCTION OF APPLICABLE TAXES.
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Permanent Rewards
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Scratch Card based Consistency Rewards
(w.e.f. 1st May 2018) To know more, visit:
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Disclaimer The incomes discussed herein are based on an illustration of turnover generated by you or through your sponsor tree. MFA Direct does not give any guarantees of income. Incomes are paid out only on successful sale of products to end users and self consumption of distributors. No incomes are paid for recruitment of any person into the system. Please read the complete marketing plan at and go through the terms & conditions of participation available on the website. Incentives are paid only after deduction of applicable taxes.
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