1. Mobilizing Rotary for Microcredit MRM 2011- 2012 Microcredit in San Diego

2. 2011-2012 Project Proposals from San Diego-based microfinance organizations: Foundation for Women Foundation for Women La Maestra Clinic La Maestra Clinic Womens Empowerment and the International Rescue Committee Womens Empowerment and the International Rescue Committee

3. FFW Foundation for Women 15 microcredit locations throughout San Diego (as of October 2011) incl. Carlsbad, Oceanside, Escondido, Fallbrook, La Costa, Linda Vista, Spring Valley, Southeast San Diego, National City, Chula Vista 15 microcredit locations throughout San Diego (as of October 2011) incl. Carlsbad, Oceanside, Escondido, Fallbrook, La Costa, Linda Vista, Spring Valley, Southeast San Diego, National City, Chula Vista Since March 2010, worked with over 500 women Since March 2010, worked with over 500 women Over 495 loans disbursed, totaling $153,250 Over 495 loans disbursed, totaling $153,250 250 women with current loans, 100 women in savings program 250 women with current loans, 100 women in savings program

4. FFW Foundation for Women Follows Grameen group model, groups of 5 borrowers Follows Grameen group model, groups of 5 borrowers Loan amounts are $250, $500 and $1,000 Loan amounts are $250, $500 and $1,000 25 weekly repayments at 10% interest rate 25 weekly repayments at 10% interest rate Includes savings component Includes savings component Almost 100 women on waiting list Almost 100 women on waiting list Requested funds for loan capital (no specific amount requested) Requested funds for loan capital (no specific amount requested)

5. La Maestra Clinic Follows the Grameen group model Follows the Grameen group model $250 first loan (x 20 borrowers = $5,000) $250 first loan (x 20 borrowers = $5,000) 25 week repayment period @ 10.5% interest rate 25 week repayment period @ 10.5% interest rate Requested $5,000 for loan capital for a program in Linda Vista, where many women are on a waiting list Requested $5,000 for loan capital for a program in Linda Vista, where many women are on a waiting list

6. La Maestra Clinic Other partners are USD, UCSD, Point Loma Nazarene U., Access2Jobs.org Other partners are USD, UCSD, Point Loma Nazarene U., Access2Jobs.org La Maestra Health Clinics serve over 65,000 low income residents in San Diego County La Maestra Health Clinics serve over 65,000 low income residents in San Diego County

7. Womens Empowerment International Rescue Committee Program partnership between WE and IRC provides loans as low as $200, based on a rigorous application process and individual needs, primarily to refugees Program partnership between WE and IRC provides loans as low as $200, based on a rigorous application process and individual needs, primarily to refugees Loan repayments made monthly, no savings component Loan repayments made monthly, no savings component a direct lending (not group-based) model a direct lending (not group-based) model Requested $10,000, with $7,000 for loan capital and $3,000 toward salary of Business Counselor Requested $10,000, with $7,000 for loan capital and $3,000 toward salary of Business Counselor

8. Womens Empowerment International Rescue Committee WE & IRC formed the WE Star Center 6 years ago to help refugee women start businesses WE & IRC formed the WE Star Center 6 years ago to help refugee women start businesses To lessen/eliminate reliance on public assistance To lessen/eliminate reliance on public assistance Program includes business training, technical assistance, industry specific training, language translation, credit building, financial coaching Program includes business training, technical assistance, industry specific training, language translation, credit building, financial coaching

9. Womens Empowerment International Rescue Committee Loans range from $200 to $15,000 Loans range from $200 to $15,000 Independent Loan Committee approves loans Independent Loan Committee approves loans 165 clients enrolled and served to date 165 clients enrolled and served to date 214 training participants 214 training participants 60 businesses started, 55 expanded, 25 loans made 60 businesses started, 55 expanded, 25 loans made $110,000 total value of loans $110,000 total value of loans

10. Microcredit in San Diego Volunteer opportunities Business training and assistance in marketing, accounting, advertising, business plan development Business training and assistance in marketing, accounting, advertising, business plan development Industry specific training eg child care, restaurants, jewelry-making Industry specific training eg child care, restaurants, jewelry-making Legal and licensing assistance Legal and licensing assistance Marketing assistance in web development, e- commerce, branding, public relations Marketing assistance in web development, e- commerce, branding, public relations

11. Microcredit in San Diego Volunteer opportunities Tour the WE Star center and IRCs Family Learning center, Summer Program and New Roots Community Farm Tour the WE Star center and IRCs Family Learning center, Summer Program and New Roots Community Farm Join the IRC Loan Committee or Refugee Mentor program Join the IRC Loan Committee or Refugee Mentor program

12. Microcredit in San Diego Irma Knighton, 2 nd loan cycle. Low fat tamales production and sales Luz Arreola, 1 st loan cycle Jewelry sales and Cisco business training facilitator

13. Microcredit in San Diego Guest speaker, Karla Duarte, teaching the Spring Valley Microcredit group marketing and business management class

14. Microcredit in San Diego City Heights Somali Group Fardowsa and friends, 2 nd Loan cycle Production and sales of samosas and Somali food

15. Microcredit in San Diego Aminas Sambusas Amina Essa, a refugee from Somalia, has lived in San Diego since 1993 and began a Somali pastry business in 2008. She is now a successful caterer whose popular East African cuisine can be found every Saturday at the City Heights Farmers Market. Amina Essa, a refugee from Somalia, has lived in San Diego since 1993 and began a Somali pastry business in 2008. She is now a successful caterer whose popular East African cuisine can be found every Saturday at the City Heights Farmers Market.

16. Microcredit in San Diego Fadumos Childcare Microcredit in San Diego Fadumos Childcare Fadumo Hassan came to San Diego in 2004 from Somalia. She provides licensed childcare services from her home in City Heights five days a week. Fadumo Hassan came to San Diego in 2004 from Somalia. She provides licensed childcare services from her home in City Heights five days a week.

17. What can Rotarians do Initiate a new microfinance project based on who you already know Initiate a new microfinance project based on who you already know Participate in an existing MRM project initiated by another Rotary Club Participate in an existing MRM project initiated by another Rotary Club Join MRM and RAGM to keep updated on Rotarys efforts & stay informed Join MRM and RAGM to keep updated on Rotarys efforts & stay informed

18. Thank you & Questions MRM Rotary Clubs Please join us, we need YOU BrawleyEl Camino RealLa MesaRancho Bernardo Sunrise CalexicoEncinitasLa Mesa SunriseRancho Santa Fe Camp PendletonEncinitas CoastalLemon GroveSan Diego (Club 33) CarlsbadEscondidoMission Bay San Diego Downtown Breakfast Carlsbad Hi-NoonEscondido EastMission Valley San Diego Uptown Sunrise/Mid City Chula VistaEscondido SunriseNational CitySan Luis Rey/Oceanside Chula Vista Sunrise/BonitaFallbrookOceansideSan Marcos CoronadoLa JollaOld MissionShelter Island Del Mar La Jolla Golden Triangle Point Loma PowaySoutheast San Diego Del Mar-Solana Beach Sunrise La Jolla New GenerationsRamonaTorrey Pines La Jolla El Cajon NoonLa Jolla SunriseRancho Bernardo