1. MONEY & BANKING . Prepared by:- Krupa dave (130460116006)
Manju chufal( ) .

2. Money
. .

3. Definition:- A medium of exchange developed to pay or accept any goods or service, is termed as money.
* Money is standard for whole company.
* It is either in form of coins or cash.
* Level of money with a person indicates the wealth of the person. .

4. FUNCTIONS OF MONEY Medium of Exchange Unit of Account Store of Value
It acts as standard of deferred payment

5. Types of money Commercial money 2. Commodity money 3. Fiat money
4. Fiduciary money

6. + = THE DEMAND FOR MONEY Transactions Demand, Dt Asset Demand, Da
Total demand
for money, Dm
Rate of interest, i (percent)
Amount of money
demanded (billions
of dollars) Dt 10
7.5 5
2.5
Rate of interest, i (percent)
Amount of money
demanded (billions
of dollars) 10
7.5 5
2.5 Da
Rate of interest, i (percent)
Amount of money
demanded (billions
of dollars) 10
7.5 5
2.5 Dm

7. FED Functions & the Money Supply
Issuing Currency
Setting Reserve Requirements & Holding Reserves
Lending Money to Banks & Thrif
Providing for Check Collection
Acting as Fiscal Agent
Supervising Banks
Controlling the Money Supply

8. FED Functions & the Money Supply
Federal Reserve Independence
Recent Developments
Relative Decline of Banks and Thrifts
Financial Services Industry
Consolidation Among Banks and Thrifts
Convergence of Services Provided by Financial Institutions
Globalization of Financial Markets
Electronic Transactions

9. Banking

11. Meaning of banking
People need money for day to day life as well as to meet future expenses such as higher education of children, marriage of children, house building and even in old age.
In general terms, the business activity of accepting and safeguarding money owned by other individuals and entities, and then lending out this money in order to earn a profit.
However, with the passage of time, the activities covered by banking business have widened and now various other services are also offered by banks.  The banking services these days include issuance of debit and credit cards, providing safe custody of valuable items, lockers, ATM services and online transfer of funds across the country / world.

12. What is a bank ?  Define a Bank ?
In simple words, we can say that Bank is a financial institution that undertakes the banking activity ie.it accepts deposits and then lends the same to earn certain profit.
What is a Banking Company ?
Any company, which transacts the business of banking defined above is termed as Banking company
What is Banking System ?
Banking systems can be defined as a mechanism through which the money supply of the country is created and controlled. 

13. Types of banking
Central bank of india
Commercial banks
Development banks
Co-operative banks
Specialized banks

17. T.Y.