1. Financial Success – The MRO System
American Income Life – James Keefer Agency
Print Name: __________________________ Date: _________________
MRO stands for Minimum, Realistic & Optimistic. Peoples wants and needs widely vary. Our goal is to personalize our plans for you financially by developing a plan of action, a strategy that will give you increased confidence in your career at NILICO.
In order to help you achieve your personal income requirements now and in the future, please fill out this form. Make a copy for yourself and turn in the original to your Assigned Manager as part of your setup kit and file with the Agency.
We will, in management, maintain a flow chart that plots your progress weekly, monthly quarterly, semi-annually and annually regarding income. This information will help all of us to monitor your progress in order to insure your financial healthiness.
Minimum- Minimum amount needed to keep all bills current
Realistic- Add 25% to your income within 90 days at NILICO.
Optimistic- Depending on which path your career takes you, your income could range anywhere from $100K per year - $750K plus!
Rent/Mortgage $ __________ Utilities $ __________ Credit$ __________
Car Payment $ __________ Oil/Gas $ __________ Food$ __________
Entertainment $ __________ Cable $ __________ Ins.$ __________
Phone $ __________ Gas $ __________ Other$ __________
My Monthly expenses to Live: TOTAL $ __________
Calculate Weekly Amount. Take the monthly total multiply it by 12 and the divide by 52.
WEEKLY TOTAL $ __________
Additional Money Needed
How much do you want to add for savings, retirement, the purchases you need to make in the next 6 months, etc.? Take that total amount divide it by 26.
WEEKLY ADDITIONAL $ __________
GRAND TOTAL WEEKLY $ __________