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Agency Update High level Roadmap
Q1-2018 Q2-2018 Q3-2018 Q4-2018 UCD Implementation Support UCD and PDF Requirement Date June 25, 2018 UCD Minimum Seller Data Requirement no earlier than January 2019 ULAD/URLA Implementation and Rollout ULAD Testing Begins - January 2019 Fannie Mae / Freddie Mac / FHFA ULDD Phase 3 ULDD Phase 3 Lenders/Technology Partners – Assessment and Implementation ULDD Phase 3 Demographic Information ULDD Phase 3 Mandate – May 20, 2019 eMortgage (eNote Spec) Implement Support testing efforts of vendors/lenders that are ready to deliver eNotes in new format CSP CSP Release 2 / Single Security CSP Release 2 and Single Security - Q2 2019 HMDA HMDA FHA Connection System Update to collect HMDA FHA ULAD/URLA URLA Mapping / Update TOTAL Submission / MISMO Credit Report eCase Binder eCase Binder UCD Collection UCD Collection USDA ULAD/URLA URLA Mapping UCD Collection UCD Collection VA ULAD/URLA URLA Mapping HMDAReporting Implementation of 2015 HMDA final rule – collecting 2018 data for March 1, 2019 reporting CFPB Submit Current Rule Data to CFPB Mar Know Before You Owe Proposed Rule for purposes of Clarification Ginnie Mae PDD Lenders/Technology Partners – Preparing for PDD Reporting (Effective Date TBD) Version: March 2018 Page 1 – Provided by FHFA’s Inter Agency Technology Workgroup
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Agency Reporting Requirements in Production
Agency Update Agency Reporting Requirements in Production Agency Reporting Requirements Government Sponsored Enterprises (GSEs) UAD – Uniform Appraisal Dataset UCD – Uniform Closing Dataset ULAD – Uniform Loan Application Dataset ULDD – Uniform Loan Delivery Dataset Conference of State Bank Supervisors (CSBS) MCR – Mortgage Call Report Securities and Exchange Commission (SEC) Regulation AB 2 Federal Reserve Comprehensive Capital Analysis and Review (CCAR) Dodd-Frank Stress Tests Office of the Comptroller of the Currency (OCC) MMR – Mortgage Metrics Report Consumer Financial Protection Bureau (CFPB) HMDA – Home Mortgage Disclosure Act Federal Housing Authority (FHA) Electronic Appraisal Delivery (EAD) Page 2 – Compiled by MISMO Staff
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