1. Sandia Retiree Benefits 2019
Helping You Prepare For Your Upcoming PreMedicare Enrollment
Retiree Benefits 2019
Sandia
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2. Via Benefits (formerly Via Benefits) We are here to help!
Provide assistance to help you review all of your health care options.
Individualized telephone support provided at no cost to you.
Via Benefits customer service:
1(888)
Available 6 am – 7pm MT Monday – Friday.
Introduce self.
Via Benefits is an Independent company that is here to help each of you make an INFORMED and CONFIDENT health coverage choices as you transition from your current group health plan to individual coverage.
Objective licensed benefit advisors are available to help you understand your options and enroll in the right plans. 2

3. What Should I Have Received in The Mail?
Via Benefits mailed to each Medicare household: 2019 Benefit Choices and Enrollment Guide
Note:
If you retired prior to 2012, you will received one version of the booklet .
If you retired after 2012, you will receive a different version.
Each booklet contains information for Medicare and PreMedicare participants.
If pre65 spouse/dependent eligible for Sandia Total Health, To receive the HRA funds for 2018, Health risk assessment was to be done by 9/30/2017
Confirmed last year in meetings, sent out mailers and many reminders in the open enrollment information. 3

4. What’s ”New” for 2019 PreMedicare Open Enrollment 10/15 – 11/16
Please see our representatives at the table if you have specific questions.

5. Do I Need to Take Action During Open Enrollment?
Coverage:
Take Action:
Medical
To enroll or disenroll in a medical plan
To change your current medical plan
To waive coverage
Dental (retirees only)
To enroll or disenroll in the dental plan
Dependent Coverage
If you wish to add a dependent, you must do so during open enrollment.
Mid-year additions require a qualifying event.
You may drop a dependent at any time.
If you are satisfied with your coverage, you do not need to take any action.

6. Sandia Total Health Network Options
Sandia Total Health BCBSNM Plan
Sandia Total Health UnitedHealthcare Plan
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7. Health Assessment for HRA
To receive HRA dollars in 2019 you and your PreMedicare spouse must have completed the health assessment by September 30, 2018.
PreMedicare retirees and their PreMedicare spouses will be required to complete a Health Assessment by September 30, 2019 with their insurance carrier to receive their portion of HRA dollars in 2020.
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8. Sandia Delta Dental Plan
There is a premium increase to the Dental Plan for 2019.
If you need an additional ID card, these can be ordered at
Retired 12/31/2009 or earlier
Retired 1/1/2009 through 12/31/2011 Monthly Premiums
Retired on or after 1/1/2012 Monthly Premiums
Retiree Only $0
$9.00
$46.00
Retiree plus one
$18.00
$90.00
Retire plus two or more
$26.00
$118.00
There are no plan changes for the Dental Care Program.
If you need more ID cards, you can go onto or call Delta Dental.
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9. Surviving Spouse Continuation of Coverage
Medical Coverage
To continue coverage as a surviving spouse and/or dependent, you must elect to continue coverage through Via Benefits.
The cost to continue coverage is 50% of the full medical premium for the survivor of a retiree or employee with 15 or more years of service.
Continued coverage is available until the surviving spouse remarries, dependent children become ineligible and/or coverage is terminated with Sandia.
Your surviving spouse can continue their medical coverage with Sandia if you had medical coverage with Sandia when you die.
To continue coverage…
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10. Surviving Spouse Continuation of Coverage (cont.)
Dental Coverage
Dental coverage for surviving spouse and/or eligible dependents is discontinued at the end of the month of retiree’s death.
Group coverage may be temporarily continued (COBRA), for up to 36 months by paying the full monthly premium COBRA surviving spouse rate $46 plus the 2% administrative fee.
Other long-term dental plan coverage information for surviving spouse is available through Via Benefits Benefit Advisor.
Surviving Spouses lose dental coverage under Sandia at the end of the month of the retiree’s death.
A surviving spouse can continue coverage for up to 36 months by paying the monthly premiums for COBRA coverage. UHC Business Services will send paperwork to the survivor for continuing under COBRA coverage.
COBRA – Consolidated Omnibus Budget Reconciliation Act of 1986 requires most employer groups sponsoring health plans to continue temporary health coverage in certain instances where coverage would otherwise end.
Coverage may be elected through Via Benefits
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11. Dependent Eligibility
Check to ensure that your child meets the eligibility requirements to be enrolled.
Children are covered until age 26.
If your child is no longer eligible, please be sure to contact Via Benefits to disenroll.
You must disenroll dependents within 31 days of qualifying event.
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12. What Do I Do When I Turn 65? 3- months before reaching age 65…
Enroll in Medicare Parts A and B for an effective date the beginning of the month in which you become Medicare-eligible.
Contact Medicare or your local Social Security office for more information.
Approximately 3 months before age 65, you should receive information from Via Benefits. Call Via Benefits to review health care options (888)
OK for those of you that are not yet age 65….
You need to enroll in Medicare Parts A and B.
EH will send you materials 3-4 months before you reach age 65. Medicare should also be sending you information.
You’ll have the current medical plan options that are available to Medicare retirees for 2018
Contact Medicare or your local Social Security office for Medicare enrollment information.
If you or your covered dependent becomes Medicare-eligible due to disability, you or your covered dependent will need to enroll in Medicare Parts A and B.
Note:
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13. Confirmation/Billing Statements
NO ACTION
You will continue with same plan options.
You will NOT receive a new confirmation statement.
You will NOT need to make any changes to your automatic debit for premium payment.
New premium amounts will be applied beginning with January premium payment for Sandia group sponsored plans. Check with insurance company on individual plans.
TAKE ACTION
You will receive a new confirmation statement of new plan coverage.
You will NOT need to make any changes to your automatic debit for premium payment for Sandia Group sponsored plans. *Individual plans may require a change.
New premium amounts will be applied beginning with the January premium payment.
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14. Resource Website information
PreMedicare/Medicare SandiaRetireeBenefits.com
Via Benefits Medicare plan My.ViaBenefits.com/Sandia
Contact information is located in the front of your open enrollment guide
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15. If you click on “Summary Plan Description,” that take you to the list of the various groups of Sandia employees.
Click on “Health Benefits for Retired Employees” and that will take you to the list of health plans that are offered by Sandia.
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16. Blue Cross Blue Shield, NM
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17. UnitedHealthcare
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18. Questions
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