1. Gold Glitters

2. Why Gold? Gold may be a luxury to the world but a necessity in India !!! A custom to gift gold to Daughters & Sons on marriage Largest consumers of gold in world Gift to Friends, Relatives, Near & Dear ones An excellent asset to posses.

3. Gold price has been surging up without a stop…. 1053 Jan 09 Dec 09 1803 Jan 08 1053 Dec 09 1808

4. Future Expectations on Gold Gold is expected to move forward in future too Reserve Bank of India started accumulating Gold from World China started increasing its Gold Reserve Gold price was strong even in the recent financial turmoil

5. Diversification of Portfolio Gold acts as a good Diversification to existing Portfolio It tends to move up when equity markets fall Good portfolio would contain Gold between 5-30% based on the market situations. Add them to your portfolio to enjoy a cushion over market falls. Gold by its characteristic acts opposite to Equity Markets

6. GoldBEES Vs Nifty GOLDBEES S&P CNX Nifty

7. Why Navia and not with Jewelers or a Recurring Deposit Gold keeps adding o Cash does not grow by itself Gold value moves with market price o Cash is with jeweler till maturityGold is in your demat account o Gold is to be bought in specified shops Can be bought anywhere o Higher the price lower the grams Price is averaged o Fixed commitment Fully Flexible o Involves Lock in Period Can get out whenever desired Jeweler/RDNavia o 22 carat with Purity between 92- 96%24 carat Gold 90-100% pure. o Cash keeps adding

8. Difference between Saving at Bank /Jewel Shop and Saving at Navia Jewel/RD DeMat with Navia

11. How to buy Gold? GOLDBEES to be bought from NSE through a Trading account Delivery of GOLDBEES hit demat account on T+2 days 1 unit of GOLDBEES is approximately equal to 1 gram of 24 carat Gold trading in Electronic Form Gold can be sold at any time Sale Value can be use to buy Gold Jewels GOLDBEES can also be bought by clients on their own using their trading and demat account

12. Gold Investment Plan - Saving Options Scheme A Scheme B * Scheme C * SIP starting from Rs.5000 per purchase (month/week/fortnight ) and in multiples Rs.2000 thereafter One time purchase Free Offer 10 Lacs to 20 Lacs 1 unit of Goldbees Above 20 lacs 2 units of Goldbees Upfront DepositAm of investment Free units of GoldBees per purchase Rs. 240000Rs.200001 unit Rs. 480000Rs.400002 Units Rs. 720000 & >Rs.600003 units * Terms & Conditions Apply

13. Procedure to start Saving Enroll in Gold Investment Plan Choose the Scheme of SIP Enter your preferred number of months for the scheme Gold Bees will be bought by Navia based on instructions and funds available in Individuals account

14. Start Saving Now Earlier the Better