1. Student Finance
CRAIG DOVE

2. What we’re going to chat about
TUITION FEES AND LOANS
MAINTENANCE LOANS
What we’re going to chat about
BURSARIES & SCHOLARSHIPS
REPAYMENTS

3. Tuition fees UNIVERSITIES CAN CHARGE UP TO £9,250
STUDENT FINANCE SYSTEM CHANGED IN 2012 FOR ALL UNIVERSITIES

4. Fee loans COURSE FEES AREN’T PAID UPFRONT -
PAID DIRECTLY TO THE UNIVERSITY FROM STUDENT FINANCE ENGLAND
ALL STUDENTS DOMICILED IN THE EU ARE ELIGIBLE

5. Maintenance loan Household income Government loan £25,000 and under
£8,944
£30,000
£8,303
£35,000
£7,661
£40,000
£7,019
£45,000
£6,650
£50,000
£5,735
£55,000
£5,093
£60,000
£4,452
£62,215+
£4,168
2019 figures
Maximum loan
Living at home
£7,324
Living away from home
£8,700
Living away from home, in London
£11,354
Studying overseas as part of a UK degree
£9,963
LOAN IS PAID IN THREE INSTALMENTS -
GOES DIRECTLY TO THE STUDENT
IS MEANS TESTED
REAPPLY EVERY YEAR
THERE TO HELP WITH COSTS OF ACCOMMODATION, STUDY MATERIALS, TRAVEL, ETC
These figures are substantially higher than the support available in 2015

6. Access agreements
In order to charge fees of up to £9,250, universities must have an Access Agreement approved by the Office for Students

7. Access agreements Support for students may include: Bursaries
Scholarships
Tuition or accommodation fee discounts
Non-financial support

8. First Generation Scholars Scheme 2019
Direct means-tested financial support -
£25,000 and under
£2,000 in Foundation Year and Year 1
£1,000 for subsequent years
Between £25,001-£42,875
£1,000 in all years of study

9. Sussex Excellence Scholarship 2019
FIRST YEAR ONLY -
£2,000
A*AA
36 IB POINTS
D*D*D IN BTEC

10. NON-FINANCIAL SUPPORT
Access agreements
NON-FINANCIAL SUPPORT -
WORK STUDY PROGRAMME
ONE-TO-ONE STUDY SKILLS
FUNDED PLACEMENTS
THREE YEARS’ AFTERCARE

11. ACADEMIC SCHOLARSHIPS
Other sources of money
ACADEMIC SCHOLARSHIPS -
SPORT SCHOLARSHIPS
DISABILITY ALLOWANCE
thescholarshiphub.org.uk

12. Interest
INTEREST ON THE LOAN WILL BE APPLIED AT INFLATION (RPI – RETAIL PRICE INDEX) PLUS 3% WHILST STUDYING, AND UP UNTIL THE APRIL AFTER GRADUATION.
FOR GRADUATES EARNING BETWEEN £25,000 AND £45,000, INTEREST WILL BE APPLIED BETWEEN RPI AND RPI + 3% ON A GRADUAL SCALE DEPENDING ON INCOME.
FROM THE APRIL AFTER GRADUATION, IF ANNUAL SALARY IS BELOW £25,000, INTEREST WILL BE APPLIED AT THE RATE OF INFLATION.
FOR GRADUATES EARNING ABOVE £45,000, INTEREST WILL BE APPLIED AT RPI + 3%.

13. Repayments REPAYMENTS START WHEN ANNUAL SALARY IS OVER £25,750 A YEAR
REPAYMENTS ARE ONLY MADE ON 9% OF EARNINGS OVER £25,750
LOAN REPAYMENTS WILL BE DEDUCTED FROM YOUR SALARY, NORMALLY THROUGH THE TAX SYSTEM
WRITTEN OFF AFTER 30 YEARS

14. Amount of salary from which 9% will be deducted
Repayments 2019
Annual salary
2018
Amount of salary from which 9% will be deducted
Monthly repayment 2018
£25,750 £0
£30,000
£4,250
£37.00
£35,000
£9,250
£75.00
£40,000
£14,250
£112.00
£45,000
£19,250
£150.00
£50,000
£24,250
£187.00
£55,000
£29,250
£225.00

15. How to apply
APPLICATIONS ARE MADE THROUGH STUDENT FINANCE ENGLAND IN FEBRUARY/MARCH EVERY YEAR -
THEY DO ALL THE CALCULATIONS BASED ON HOUSEHOLD INCOME
LOANS CAN BE MONITORED THROUGH THE STUDENT FINANCE ENGLAND WEBSITE

16. Independent and comprehensive information: Student Finance England:
More information
Independent and comprehensive information:
moneysavingexpert.com/students
Student Finance England:  
gov.uk/student-finance

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sussex.ac.uk/register