1. Identity Theft: What if You Are a Victim?
Ronald J. Leach

2. How can you recover if your identity is stolen?
Credit reports
Actions

3. How can you recover if your identity is stolen?
Credit reports
Actions OR

5. A man
A plan
A canal

6. A man
A plan
A canal
Panama!

7. plan

9. Impersonation

10. Impersonation
Sue Grafton’s “T is for Trespass” has an excellent story based on impersonation

11. Where were you when it happened?
Not likely on a cruise ship.

12. Where were you when it happened?

13. Where were you when it happened?

14. Where were you when it happened?

15. Where were you when it happened?

17. Source: wikipedia.com

25. What happened?

26. Three Major Credit Report Companies: Equifax, Experian, TransUnion

27. Three Major Credit Report Companies: Equifax, Experian, TransUnion
Each one can provide one free credit report per year.
Cost is nothing, by Federal regulation!

28. How much does an annual credit report cost?

29. How much does a credit report cost?
Nothing!

30. How much does an annual credit report cost? Nothing!
AnnualCreditReport.com

31. First steps Contact financial institutions or companies
Tell them you’re a victim of ID Theft
Request a fraud alert from credit agencies
Other help from hotels, cruise lines, …

32. Second steps Report the crime to your local police
Get a copy of police report
Keep copies for resolving complaints
Contact FTC for information

33. Third steps: Check other records
Retirement
Mortgage
Health …

34. Who to call

35. Who to call
Was it ID Theft?
Was it an ID breach?

36. Laws about Identity Theft
Many countries have them
Problems are regional, even global

37. Some companies specialize in ID theft repair
Monthly reports
Insurance policies
Helpful expert information

38. ID Theft insurance Monetary loss Data and privacy loss
Time to fix the problems

39. How much does a credit report cost?
Nothing!

40. How much does a credit report cost?
Nothing!
AnnualCreditReport.com

44. Thank you!