1. Exhibit 3.4 Among Workers in Firms Offering Health Benefits, Percentage of Eligible Workers Who Take Up Health Benefits Offered by Their Firm, by Firm Characteristics, 2012
Low Wage Level*
Few Workers Are Lower-Wage
(Less Than 35% Earn $24,000 a Year or Less)
Many Workers Are Lower-Wage (35% or More Earn $24,000 a Year or Less)
High Wage Level*
Few Workers Are Higher-Wage
(Less Than 35% Earn $55,000 a Year or More)
Many Workers Are Higher-Wage (35% or More Earn $55,000 a Year or More)
Part-Time Workers*
Few Workers Are Part-Time
(Less Than 35% Work Part-Time)
Many Workers Are Part-Time
(35% or More Work Part-Time)
Unions*
Firm Has At Least Some Union Workers
Firm Does Not Have Any Union Workers
Younger Workers*
Less Than 35% of Workers Are Age 26 or Younger
35% or More Workers Are Age 26 or Younger
Older Workers*
Less Than 35% of Workers Are Age 50 or Older
35% or More Workers Are Age 50 or Older
* Estimates are statistically different from each other within category (p<.05).
SOURCE: Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 2012.