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Health & Consumers’ Directorate General
Unit B2 – Unfair Commercial Practices and Other Consumer Protection Legislation Health & Consumers’ Directorate General Panel Discussion Legal Obligation to provide information The Unfair Commercial Practices Directive 2005/29/EC Angelo Grieco Unit B2 – Consumer Contract and Marketing Law B2 - Unfair commercial practices, redress and administrative cooperation
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Need for better information
Unit B2 – Unfair Commercial Practices and Other Consumer Protection Legislation Need for better information Recent and ongoing policy initiatives (UCP – Timeshare – Framework Directive on consumer rights) UCP is a step forward Striking a balance B2 - Unfair commercial practices, redress and administrative cooperation
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Complete information (misleading omission)
Unit B2 – Unfair Commercial Practices and Other Consumer Protection Legislation Clear information Complete information (misleading omission) Material information (qualitative criteria) Average consumer Vulnerable consumers B2 - Unfair commercial practices, redress and administrative cooperation
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Invitation to purchase List of items
Unit B2 – Unfair Commercial Practices and Other Consumer Protection Legislation Invitation to purchase List of items main characteristics of the product identity/address total price (including taxes) arrang. for payment, delivery, performance Existence of right of withdrawal or cancellation Flexible approach (not apparent – limitation of the medium) B2 - Unfair commercial practices, redress and administrative cooperation
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UCP STRUCTURE G e n e r a l c l a u s e Aggressive practices
Unit B2 – Unfair Commercial Practices and Other Consumer Protection Legislation UCP STRUCTURE G e n e r a l c l a u s e Misleading practices Aggressive practices actions omissions B l a c k l i s t B2 - Unfair commercial practices, redress and administrative cooperation
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