1. 15.8 billion images annually
Avg # of Images Rec / Day
63.05 million Images/Day =
15.8 billion images annually
63.05/ day
# Items in Millions
Images Only
Source: Federal Reserve, Viewpointe, The Clearing House, selected ECCHO Full and Participating Members and other local / regional exchanges

2. # of Image-Available R/Ts
# of Receiving R/Ts
24,635
Image-Available
R/Ts
# of Image-Available R/Ts
Image-Available R/Ts
Source: Federal Reserve, Viewpointe, The Clearing House, selected ECCHO Full and Participating Members and other local / regional exchanges

3. Transaction $ Amounts $ in Billions January ’13 Annualized
= $23.5 trillion
21 days in January totaling $1,963
$ in Billions
Source: Federal Reserve, Viewpointe, The Clearing House, selected ECCHO Full and Participating Members and other local / regional exchanges

4. Substitute Check volume has decreased to the volume prior to
# of Image Based Trans.
Substitute Check volume has decreased to the volume prior to
Jan 2005
21 days in January Totaling 1,324
# Items in Millions
Images
Substitute Checks
Source: Federal Reserve, Viewpointe, The Clearing House, selected ECCHO Full and Participating Members and other local / regional exchanges

5. Average # of Returns / Day
262,000 /Day Annualized =
66 million
# Returns in Thousands
Source: Federal Reserve, Viewpointe, The Clearing House, selected ECCHO Full and Participating Members and other local / regional exchanges

6. $ Amount of Returns $ Amount in Thousands January ’13 Annualized
= $87 billion
21 days in January Totaling $7,295
$ Amount in Thousands
Source: Federal Reserve, Viewpointe, The Clearing House, selected ECCHO Full and Participating Members and other local / regional exchanges

7. # of R/Ts Available for Image Returns
13,356 R/Ts Available to Receive Returns
(Data sources were modified for August 2010 forward)
# of R/Ts Available to Receive Images
Source: Federal Reserve, Viewpointe, The Clearing House, selected ECCHO Full and Participating Members and other local / regional exchanges