1. A win-win voluntary benefit solution
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2. Agenda Why Offer Benefits Plus? Travelers Strengths
Products & Capabilities
How to Get Started
The information in this presentation does not amend, or otherwise affect, the terms, conditions, or coverages of any insurance policy issued by Travelers. The information is not a representation that coverage does or does not exist for any particular claim or loss under any such policy. Coverage depends on the facts and circumstances involved in the claim or loss, all applicable policy provisions, and any applicable law. Availability of coverage referenced in this presentation can depend on underwriting qualifications and state regulations.

3. Value of Voluntary Benefits
52% of employees indicate that they want a wider array of voluntary benefits1
60% of employees remain with their employer because of the benefit offerings1
82% of employees are more satisfied when offered voluntary benefits at work2
Expand your benefit offerings with the Travelers Benefits Plus Auto and Home Insurance Program
1 MetLife Study of Employee Benefits Trend, 2011
2 Unum Buyers Study, 2011

4. Why Offer Benefits Plus?
Enhances your benefits options without increasing costs
Helps employees and their household members save money on necessary expenses
Increases employee morale and retention
Easy to implement
Local agency to serve your employees’ best interests offering free quotes and insurance coverage reviews
Travelers provides communication materials and tools to support your employee awareness efforts

5. Consider the Facts Nearly every employee needs auto and home insurance
Benefits Plus offers your employees the coverage they need at special program rates from Travelers
Shopping for auto insurance continues to increase
Employees can easily shop auto and home insurance with special program rates from Travelers through a local agent
Protection from a financially strong company is especially important in today’s current environment
Travelers is a strong, financially sound company that your employees can trust and feel secure about; and, it has more than 150 years of experience in the insurance industry

6. More Reasons to Choose Travelers
Rated “A+” (Superior) by A.M. Best*
Total assets of approximately $105 billion
Total revenue of $25 billion
Shareholders’ equity of $25 billion
No. 106 on the Fortune 500 list of largest U.S. companies
Over 7 million personal insurance policies in force
Over 40 years of auto and home insurance experience with employee and affinity groups
*A.M. Best’s rating of A+ applies to certain subsidiaries of The Travelers Companies, Inc. that are included in The Travelers Insurance Companies pool; other subsidiaries are separately rated. For a listing of companies rated by A.M. Best and other rating services visit travelers.com. Rating listed here in are as of May 26, 2011, are used with permission, and are subject to changes by the rating services. For the latest A.M. Best ratings, access ambest.com.

7. From Others’ Points of View
“Since we decided to offer this program a few years ago, many employees have commented that they have saved significant amounts by moving their auto and homeowners policies to Travelers through our group insurance partnership program.” – Debby Patrick, VP of Human Resources
“I decided to call for a quote on Travelers employee insurance just to compare it with the insurance we had been getting for the past 18 years. I was amazed! We ended up switching all our policies – auto, home and umbrella – saving hundreds of dollars. The people we worked with were friendly and gave us great counseling.” – Debra Susca, Travelers Policyholder

8. Protection for Employees’ Most Important Assets
Auto
Homeowners
Condominiums
Renters
Vacation Home
Recreational Vehicle
Boat & Yacht
Valuable Items
Umbrella
Flood
Safe driver
Multi-policy
Accident forgiveness
New home buyer
Protective devices
And many more
Special program rates PLUS discounts & advantages

9. First-Class Service
Free, no-obligation quotes and coverage reviews from local, licensed insurance agents
Convenient service – at work, agency office, by phone, or online
24/7 claim reporting to a live person
13,000+ claim professionals
More than 7,000 approved auto repair and glass shops
Hassle-free ConciergeCLAIM® service in 47+ locations
Fleet of Mobile Claim Headquarters that travel quickly to disaster areas
Smartphone service apps
9 out of 10 customers who have had a claim with Travelers would refer a friend or relative.

10. Employee Education & Communication
Studies reveal a strong correlation to effective employee education/communication and benefit satisfaction
Travelers will provide communications support
Print and electronic brochures
and benefits guide content
Posters, flyers
We’ll work with you to develop a communication plan

11. How to Get Started
Complete questionnaire and enrollment agreement

12. Next Steps
Questionnaire and enrollment agreement submission to Travelers
Discuss the communications plan that best fits your company
Questions?

13. Thank You for Your Interest in Enriching Your Benefits with Travelers Benefits Plus Auto and Home Insurance Program