1. 24Hoursassist.com.au Introduction driving financial futures May 2018

2. The 24hoursassist.com.au Finance team will consider and assess any application where we believe the applicants are taking considerable measures to improve their financial position and current credit history
We believe in long term sustainable outcomes by assisting customers who genuinely want to rebuild their financial position.

3. 24hoursassist.com.au consumer Lease - overview
Vehicle Registered in Our Name – not customer
We pay Registration and Comprehensive Insurance for the full term
Customers pay fixed weekly or F/N repayments for the vehicle, registration & comprehensive Insurance
Customers pay for servicing every 15,000kms and tyres every 30,000kms.
Transfer of ownership from us to Customers when final payment made.
GPS installed within each vehicle

4. Customer Profile – Credit Profile
No Minimum credit score required – based on affordability assessment
No more than 2 current cash loans (payday lenders)
No if income is 100% Centrelink
Employment History – minimum 3mths
No Cash in hand recognised
ABN’s less than 3mths with no income evident
90 day Bank statements in negative (more than 4-5 days)
Multiple recent loan enquiries……...
Large defaults and judgements within last 12 months
Motor vehicle defaults in last 12 months
Part 1X (with NO payment arrangements)
Recent Undischarged Bankruptcy.
Under 21yrs old
No licence = no Comp Insurance

5. Vehicle and application process
Motor Vehicles: STOCK Vehicles or CYOC (Choose Your Own Car)
Vehicles must be 2014(build) or younger
less than 100,000km Passenger vehicle
Less than 150,00km light commercial vehicle
Vehicles priced between $5, to $25,000.00
Up-Front payment:
Payment of $990 payable to US AND is required upon delivery
Drive Away - No additional fees   
Applications:
To process an application we need:
Application form completed, Online
3mths bank statements, Online
Copy of Drivers Licence front and back
Supporting docs & Notes evidencing income if not shown on Bank Statements.
Privacy consent
Applications should be ed

6. Questions and Answers
Drew Garraway Operations 24HOURSASSIST.COM.AU M Chantel Fastuca Director of Sales, 24hoursassist.com.au M E. Phone: (03) *