1. Info-Session
Welcome to the Financial Aid Info-Session at Cosumnes River College. As you go through this presentation, you will gain a greater understanding of the financial aid policies, procedures, and timelines.
S T A R T
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2. Financial Aid Timeline
File FAFSA Online
Electronic File is downloaded for processing
or Letter is sent to you; additional documents are requested if applicable
File review and award process takes at least 6-8 weeks from the date you submit all the required documents
Possible delays: If we need clarification or if file is later selected for verification
Award Notification sent when file has been completed
Click Here   

3. Your College Connection
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Gmail
Important facts about the Los Rios Gmail
Los Rios Community College District provides its students with an service called Gmail.
Financial Aid will contact you through this (Gmail) address.
Note that although you may already have your own Google or other Gmail accounts, the only way you will be able to receive official Los Rios messages are through your Los Rios Gmail account.
Set up your Gmail account at:

4. Check Financial Aid Status
Check your status on-line at My CRC Aid. OR
Visit our Financial Aid Office with a valid government
picture ID or Los Rios Student Access Card.
 We DO NOT release personal information over the phone
Click Here for
My CRC Aid
Click Here for
Office hours   

5. Board of Governors Fee Wavier
(BOG Fee Waiver)
BOG Fee Waiver – waive enrollment fee charges for the entire academic year (Summer, Fall, and Spring).
BOG applications are available online or at the Financial Aid office.
Click Here
To apply for a BOG
Click Here
For BOG Facts   

6. Important BOG Facts
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The BOG Fee Waiver must be completed every year during registration for the upcoming Summer and/ or Fall terms.
BOG Fee Waivers are for California residents and AB540 students.
There are three ways to qualify for the BOG.
If you have paid your enrollment fees and now qualify for a BOG, you must complete a Fee Refund Application with the Business Office (Casher Window)or apply for a refund through your eServices account before the last day of instruction for the semester in which you are requesting a refund.
CA Dream Act Students – Click Here for More Information
Click Here for the three BOG methods

7. Federal Pell Grant Limits
You are limited to 12 (fulltime) semesters of Pell Grant eligibility (subject to legislative changes).
Plan your program of study accordingly to enable successful completion within this time frame.   

8. CA Dream Act Students – Click Here for More Information
Cal Grants
The Cal Grant is a state grant that students may be eligible for in addition to the Federal Pell grant.
Students must complete their FAFSA and submit the GPA verification form to the California Student Aid Commission. There are 2 deadlines for applying for the Cal Grant; March 2nd and September 2nd (this date is only for students enrolled at a community college for the fall semester) . For more information about Cal Grants go to:
CA Dream Act Students – Click Here for More Information
If you are awarded a Cal Grant, our office will download your grant information from CA Student Aid Commission.
We will verify your eligibility and award Cal Grant when your financial aid file is completed and when the CA Budget is approved/passed.   

9. Federal Work Study (FWS)
Federal Work Study is a program that allows you to work on campus, gain experience and get paid for it.
You can complete a request at the Financial Aid office after you have received your award notice.
FWS is awarded on first come first serve basis until funds run out.
You must also meet the following requirements:
Be Federally eligible
Be enrolled at least half-time in an eligible program at CRC
Be making satisfactory academic progress (SAP)
Have remaining unmet financial need above and beyond grant eligibility
Note: FWS students should obtain a copy of the FWS student handbook which is available at the CRC Financial Aid Website.   

10. Former Foster Youth   
Students who are under 22 years old and are or were in foster care after the age of 13 may inquire at the financial aid office about additional grants and other opportunities on campus.
For information about the Chafee grant for current or former foster youth, please visit the following website:   

11. Click Here for Steps to Apply for a Loan
Federal Student Loan
A federal student loan is financial aid that must be repaid.
Federal Direct Student Loans will be considered only after you have received an award notification and all grant eligibility has been determined.
You must also meet the following requirements:
Be Federally eligible
Be enrolled at least half-time in an eligible program at CRC
Be making satisfactory academic progress (SAP)
Have remaining unmet financial need above and beyond grant eligibility
Click Here for Steps to Apply for a Loan   

12. Satisfactory Academic Progress (SAP)
Satisfactory Academic Progress (SAP) is:
Maintaining a minimum of 2.0 (college) Cumulative Grade Point Average (GPA) and
Completing 75% of units attempted
Having not completed a degree, attempted 72 or more units , or attempted more than 150% of the units required for a certificate program.
Click Here
For details
Depending on your academic performance, you will fall into one of two academic standings:
Good Standing: Maintaining SAP. You are eligible to receive financial aid at CRC.
Dismissed: Not maintaining SAP. You are not eligible to receive further
financial aid at CRC.   

13. Progress Percentage Calculation Grade Point Average Calculation
Financial Aid SAP Policy
Return
1. Maintain Progress - Complete at least 75% of units attempted :
Progress Percentage Calculation
(Total Units With “W”, “I”, “F” and “NP”) (Total Units Attempted)
100
Must Be 25% or less*
* Subtract this unsuccessful completion rate from 100% for the successful completion rate .
2. Maintain Minimum of 2.0 cumulative Grade Point Average (GPA) = Grade
“C” or Better :
Grade Point Average Calculation
(Total Grade Point Earned)____
(Total Units Attempted)
Must Be 2.00 or Better
3. Pace – Meet maximum Time Period or Unit Total toward program completion :
Completion of degree, certificate program or 150% of program length, whichever occurs first.

14. Dismissed Appeal
Students who have been determined no longer eligible to receive aid due to unsatisfactory academic progress may be offered the opportunity to appeal. Your appeal must address the reasons for each incident/term in which you did not maintain satisfactory academic progress.   

15. Appeal: 72+ Units Attempted or Degree/Certificate Earned  
Students who have been determined no longer eligible because they have completed a degree (including a foreign degree), attempted 72 or more units, or have attempted more than 150% of the units required for a certificate program (attempted units include completed units from other colleges) may be offered the opportunity to appeal.
Any student who enters a program after already having attempted 120 units is not eligible for financial aid at CRC (BOG Fee Waiver Only, if eligible).

16. Transcript Requirement
Submit transcripts for all other colleges attended outside the Los Rios Community College District to the CRC-Financial Aid Office, including:
Skills Center
Beauty Schools
Business Schools
Vocational Technical Schools
Note: Transcripts must be submitted whether or not units were completed.   

17. Click Here for a List of Ineligible Certificates
Eligible Educational Goal
You must declare an eligible Educational Goal with the Admissions Office.
An undecided Educational Goal is not eligible for financial aid.
Some certificate programs offered at CRC are not eligible for financial aid.
Click Here for a List of Ineligible Certificates A
Transfer to 4-Year after AA/AS B
Transfer to 4-Year w/o AA/AS C
Earn AA/AS Degree w/o Transfer D
Earn A Voc Degree w/o Transfer E
Earn A Vocational Certificate   

18. High School Requirement
Students who enroll in a program of study after July 1, 2012 must have a:
High school diploma
GED
Passed High School Proficiency Exam
* Students who are already enrolled under the ATB or 6 units college coursework provisions will retain eligibility.   

19. Verification Selection
Processor for the U.S. Department of Education selects files for verification
CRC Financial Aid Office may select a file for verification
Files may be selected for verification at any time
Repayment is required for any over awarded or ineligible portion of FA received as a result of the verification process   

20. Contact Information
Keep a current mailing and address at all times with the Admissions Office and the Financial Aid Office
Any mailing or address discrepancies must be corrected
Activate your Gmail account   

21. Matching Information Financial Aid and Admissions Office
Your name, date of birth, and social security number must match on all documents.
Financial Aid and Admissions Office
Driver’s License/ID
Social Security Card
Immigration Cards/Papers (DHS)   

22. Financial Aid Only at One Institution
You cannot receive financial aid from two or more schools during the same time/period.
If you have listed multiple schools on your FAFSA, you will want to make sure to contact the schools you will not be attending and close your file to prevent them from claiming the funds you will need at CRC.
If you are paid at multiple schools you will be billed. Your account will be forwarded to the US Department of Education or a State Agency for collection.   

23. Consortium Request Form
You must complete a Consortium Request Form if you want us to consider funding courses taken at another Los Rios Community College District (LRCCD) campus (SCC, FLC, or ARC). You will not be automatically funded for courses taken outside of CRC. The following requirements must be met:
The classes must be required for your educational program of study at CRC.
The request form must be certified and signed by a CRC academic counselor.
The request form must be submitted by the deadline listed for each term.
Your may complete the Consortium for waitlisted classes, however you will not be funded until you are enrolled in active units.   

24. Active Units
Disbursements are based on the number of units for which you are currently attending and/or completed with an earned letter grade.
Late starting courses will not be funded until they have started.   

25. Click on the OneCard to get more details.
Disbursement Process
File FAFSA Online
LRCCD OneCard is requested after you have completed your on-line Info Session for CRC.
Click on the OneCard to get more details.
Receive LRCCD OneCard in 7-10 business days
Activate your LRCCD OneCard
Select one of the following options to receive your funds:
Open an OneAccount
Direct Deposit to your checking account
Paper Check
College disburses funds to Higher One
Higher One processes funds via options you select.   

26. Fall and Spring Enrollment Status:
Fall and Spring Awards
Fall and Spring Enrollment Status:
Full-time status (FullX) = or more units
Three -quarter time status (3/4X) = — units
Half-time status (1/2X) = — units
Less than half-time status (<1/2X) = — units
Example: Award Proration based on enrollment status for a semester.
ENROLLMENT
STATUS
AWARD
FOR SEMESTER
1-ST
PAYMENT
2-ND
FULL - X $ $
$ 500
3/ X $
$ 250
1/ X $ $
Unless otherwise noted, initial awards are based on full-time enrollment and will be adjusted to actual enrollment prior to the second disbursement.   

27. Summer Pell Eligibility
You may be eligible to receive a Pell Grant in the summer semester. Pell Grants are awarded based on your enrollment status in each semester of an academic year.
Summer Enrollment Status
Full-Time
6.0 or more units
3/4-Time
4.5 – 5.99 units
1/2-Time
3.0 – 4.49 units
Less Than 1/2-Time
Less Than 3.0 units
Click Here
For Summer Eligibility Examples   

28. Summer Pell Examples
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A summer award depends on whether or not you were enrolled full-time or part-time in the fall and spring semesters.
Example #1
Semester
Award Received
Fall
Full-Time
Spring
Summer
Already Received Maximum Awards
No Remaining Eligibility for Summer
Example #2
Semester
Award Received
Fall
Half-Time
Spring
Three Quarter-Time
Summer
May be Eligible for Summer if Enrolled

29. Click Here for Recalculation Dates
Award Recalculation
On the scheduled Recalculation Date for each term, your financial aid eligibility will be re-determined based on units you are enrolled as of that date. If you have reduced your enrollment, your award will be recalculated to determine what percentage you must pay back to the financial aid program(s). Award increases will likewise be calculated for enrollment increases, if applicable.
Click Here for Recalculation Dates
Click Here
For an Example   

30. Award Recalculation
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Example: You received a 1/2X award and you dropped below 6 units as of the Recalculation Date. You will be required to repay an amount based on the following calculation:
Pell Grant (1/2X award received) $
Pell Grant (less than 1/2X award)
Repayment owed to Pell Grant $

31. Non-Passing Grades
Completing the semester with only “F”, “W”, “I” and “NC” grades will be evaluated. You may be billed for the unearned portion of financial aid received.   

32. Important Information  
We may require you to verify any information provided on the FAFSA to resolve conflicting information.
If we find that you failed to disclosed information, the processing of your file will be delayed until you submit the required documentation.
If you purposely give false or misleading information, while applying for financial aid, disciplinary action will be taken.
You are responsible for completing and submitting all information for your financial aid file by the published deadlines for each term.
Click Here for Important Dates

33. Info-Session Confirmation  
Instructions:
Provide the date you completed the Info-Session online at “My CRC Aid” under the “apply on-line” tab. Make sure to use the mm/dd/yyyy format.
Click the Submit Button after you have entered the date.
By submitting an Info-Session date, you agree to follow the CRC financial aid polices, procedures, and timelines. You also acknowledge and understand your responsibilities as a CRC financial aid student.

34. Thank you for your cooperation! CRC-Financial Aid Staff 
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