1. Medicare and the 65+ Employee
Human Resources Best Practices

2. AGENDA Why a strategy is needed How to help employees
Results for employers
Case Studies
Questions

3. WHY?

4. Employees are working past age 65
40% of working seniors expect to work past 65
30% of today’s workforce will be 65+
Career brings meaning and purpose
Retirement seems out of reach

5. Employees used to benefits from work
Employers do the “pre-shopping”
Limited choice of plans offered
Limited knowledge of health insurance terms
Go to HR for their questions and concerns

6. Employees get confusing messages
Those 65+ get pounds of mail about Medicare!
Letters use scare tactics and threats of penalties
Literally Hundreds of Medicare plan choices
Same question can yield different answers

7. Employers are not Medicare Experts
NOR SHOULD THEY BE!
You can help your 65+ employees,
help themselves!

8. HOW?

9. Have Medicare information available
Post information in lunch and break rooms
A Quick Look at Medicare – Medicare.gov
Keep information in the HR Office
Medicare and You handbook– Medicare.gov

10. Use your employee website/intranet
Create a “Thinking about Retirement” section
Provide links to helpful resources
Medicare.gov and SS.gov
Senior LinkAGE Line at MetroAging.org
Allow space for articles and videos

11. Host a Medicare 101 Session
Lunch and Learn or set up a meeting
Not specific to any insurance company
Can be done live or via WebEx
Presentation format allows for questions

12. Have a Medicare Expert on hand!
Your consultant or your carrier
Employees/retirees call or directly
One-on-one service, whether working or retiring
Benefit Fairs, Retiree Meetings, Presentations

13. More from a Medicare Expert
Age-in Letters to those turning 65 or retiring
Mailing information packets to retirees
Manage eligibility and enrollment
Provide ongoing support to retirees

14. RESULTS

15. Benefits to Human Resources
Frees your time to focus on active employees
Empowers employees nearing retirement to make smart decisions for themselves
Positions you as an employer that cares for employees, from their first day into retirement

16. CASE STUDIES

17. School District Client
Age-in Letters to those turning 65
Retirees reach out directly for more information
Mailing and enrollment managed by health plan

18. Large Employer Hosts Retirement Meetings and Benefit Fairs
Creates a handout with plan information
Places presentations on employee website
Age-in List, Continuation Forms prompt mailing

19. Success Story 2 – 3 Retiree Seminars per year
Touches on Wellness, Health Care, and Finances
Wildly popular, expected 50 attendees, got 150!
Uses website, age-in letters, videos online

20. Offer for TCISCEBS attendees:
Medicare 101 Session at your Location!
Live or via WebEx
Recording available to post
Contact me to schedule

21. Group Medicare Sales Representative
Contact Information
Amy Sundem
Group Medicare Sales Representative
Phone:
Social Security
Phone:

22. THANK YOU!