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The Far-reaching Implications of Student Loan Debt Employee Benefit Research Institute August 13, 2018 Craig Copeland. “Student Loan Debt: Trends and.

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Presentation on theme: "The Far-reaching Implications of Student Loan Debt Employee Benefit Research Institute August 13, 2018 Craig Copeland. “Student Loan Debt: Trends and."— Presentation transcript:

1 The Far-reaching Implications of Student Loan Debt Employee Benefit Research Institute August 13, 2018 Craig Copeland. “Student Loan Debt: Trends and Implications.” EBRI Issue Brief, no. 453 (Employee Benefit Research Institute, July 9, 2018).

2 Rising Student Debt Families with student loan debt
Families with student loan debt have more than doubled over 25 years. Craig Copeland. “Student Loan Debt: Trends and Implications.” EBRI Issue Brief, no. 453 (Employee Benefit Research Institute, July 9, 2018).

3 Impacted Assets Home ownership
Families with student loans are less likely to own a home and have less saved for retirement. Craig Copeland. “Student Loan Debt: Trends and Implications.” EBRI Issue Brief, no. 453 (Employee Benefit Research Institute, July 9, 2018).

4 Impacted Assets Average defined contribution balance
Those with student loans who did not finish college end up with the costs but not the benefits of a degree. Craig Copeland. “Student Loan Debt: Trends and Implications.” EBRI Issue Brief, no. 453 (Employee Benefit Research Institute, July 9, 2018).

5 Retirement Risk Median defined contribution balance
Older families taking on student debt for their children may be less able to save as they near retirement. Craig Copeland. “Student Loan Debt: Trends and Implications.” EBRI Issue Brief, no. 453 (Employee Benefit Research Institute, July 9, 2018).


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