1. THE COMMONWEALTH CHOICE
A Partnership That Benefits You

2. Presented by Investmark Advisory Group
Shelton  Stamford  Glastonbury
Corporate Offices: 3 Enterprise Drive  Suite 401 Shelton CT  F
Securities and advisory services offered through Commonwealth Financial Network, Member FINRA/SIPC, a Registered Investment Adviser. Additional Advisory services offered by Investmark Advisory Group, LLC are separate and unrelated.
Fixed insurance products and services offered by Investmark or CES Insurance Agency.

3. What an RIA–Broker/Dealer Does
Processes investment transactions
Serves as the back office for my practice
REGULATORS
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(FINRA, SEC, state securities divisions)
NATIONAL FINANCIAL SERVICES LLC (NFS)
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Fidelity Clearing & Custody SolutionsSM (FCCS)1 provides clearing, custody, and other brokerage services to Commonwealth through NFS
COMMONWEALTH FINANCIAL NETWORK
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(Registered Investment Adviser–broker/dealer
processes investment business of affiliated advisors) 1
YOUR ADVISOR
YOU
1 Fidelity Clearing & Custody SolutionsSM (FCCS) is an independent company, unaffiliated with Commonwealth. FCCS is a service provider to Commonwealth and provides clearing, custody, and other brokerage services to Commonwealth through National Financial Services LLC (NFS), member NYSE, SIPC

4. Why We Chose Commonwealth
Its independent business model helps me serve you better.
It offers a choice of investment products to match your strategy.
It helps me run my business more efficiently.
It is a first-class organization.

5. Serving You Better Advantages in four key areas:
Independent business model
Focus on indispensable service
Technology leadership
Education

6. Serving You Better 1. Independent business model Commonwealth’s:
Privately owned and managed for 40 years
Exclusive focus on advisors and clients
Well-capitalized, with no outside business interests
Management allocates resources according to our needs
Independent research
Full range of products
Staff satisfaction and stability

7. Serving You Better 1. Independent business model Investmark:
We work for our own business, not Commonwealth’s.
Our primary focus is on our relationship with you.
Commonwealth is in the background, supporting that relationship.

8. Serving You Better 2. Focus on indispensable service
Relationship driven, like Investmark (Commonwealth treats us the way we treat you.)
Commitment to quick call response and accuracy
Advisor-to-staff ratio that is among the highest in the industry

9. Serving You Better 3. Technology leadership
Allows us to focus on you instead of on mundane tasks
Web-based systems provide me with around-the-clock access to your investments
Safeguards in place for your personal and financial data
Systems developed just for you

10. Serving You Better 4. Education
Helps us keep track of changing industry regulations through notices and bulletins
Helps us anticipate the potential effects on your investments
Keeps us informed of product features and enhancements
Helps our team provide the expertise and service you expect

11. J.D. Power Recognition
J.D. Power ranks Commonwealth “#1 in Independent Advisor Satisfaction Among Financial Investment Firms, Six Times in a Row!”*
*Commonwealth Financial Network® received the highest score in the independent advisor segment of the J.D. Power 2010, 2012, 2013, 2014, 2018, and 2019 Financial Advisor Satisfaction Studies of customers’ satisfaction among financial advisors. Visit jdpower.com/awards.

12. Investment Choices Guided by your investment strategy Conservative
Aggressive
Somewhere along the continuum

13. Investment Choices Available products include: Stocks Bonds
Mutual funds
UITs and REITs
Managed investments
Retirement plans
Life and long-term care insurance
Fixed and variable annuities
Limited partnerships
CDs and money market accounts
Separately managed accounts
Alternative investments

14. Running Our Business
Our relationship with Commonwealth enhances efficiencies and provides opportunities for management assistance in the following areas:
Service
Technology
Practice management/business consulting
Regulatory guidance

15. First-Class Organization
Selective with the advisors who are accepted into the firm
Setting the standard since 1979
Fidelity Clearing & Custody SolutionsSM (FCCS)1 provides clearing, custody, and other brokerage services to Commonwealth through NFS
Best Place to Work awards
1 Fidelity Clearing & Custody SolutionsSM (FCCS) is an independent company, unaffiliated with Commonwealth. FCCS is a service provider to Commonwealth and provides clearing, custody, and other brokerage services to Commonwealth through National Financial Services LLC (NFS), member NYSE, SIPC

16. Why You May Not Know the Commonwealth Name
Commonwealth’s clients are financial professionals like Investmark.
Commonwealth doesn’t do business with—and so doesn’t advertise to—investors.
Commonwealth is well known and highly rated by advisors like us.1
1 Advisor satisfaction based on average service ratings provided by Commonwealth advisors during annual Compliance visits and Practice Management feedback sessions.

17. A Partnership for Success
Between Commonwealth and our business
Between you and me