1. CHALLENGING MINDS, CHANGING LIVES www.jsums.edu
STUDENT FINANCIAL LITERACY
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2. What is Financial Literacy?
The ability for postsecondary students to use knowledge and skills to make good decisions related to budgeting, borrowing, and repayment strategies.
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3. Why is Financial Literacy Important?
Americans owe more debt on their student loans than they do on their credit cards.
Americans spend more than they earn, the time to save is now.
Students who default on their student loans, damage their credit scores which negatively affects employment opportunities and lower loan rates.
To sustain financial well being of individuals and their families.
Enable individuals to make informed financial decisions and plan for unexpected financial hardships.
Learn how to build a budget that works for you, to ensure your goals and dreams are attainable.
Take control of your debt before it takes control of you!!!
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4. Smart Ways To Pay For College
Determine the total cost of attendance (COA)
Complete the Free Application for Federal Student Aid (FAFSA)
Apply for Scholarships
Apply for Loans
(Direct Subsidized, Unsubsidized, Plus Loan,
Parent Plus and Private)
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5. CHALLENGING MINDS, CHANGING LIVES www.jsums.edu
1. Determine COA
Go to
Click Admissions
Click Tuition and Fees
The page contain Tuition, Housing, Meals, Mandatory, and Optional fees.
Tuition $3,938
Housing $2,815
Meals $1,884
Out-of-State Fee $5,614
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6. CHALLENGING MINDS, CHANGING LIVES www.jsums.edu
2. Complete FAFSA
Ways to fill out FAFSA
Log in at
Use the myFAFSA of the myStudentAid mobile app
Complete and mail a FAFSA form
FAFSA is used to apply for free federal grants, work-study, and loans
The IRS Data Retrieval Tool can be used to transfer their tax return information directly into their FAFSA
FAFSA start accepting form on October 1st for the next academic school year
For more information on completing the FAFSA Form
Contact JSU’s Financial Aid Office
Contact the Federal Student Aid Information Center at
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7. 3. Apply for Scholarships and State Aid
Each scholarship has its own qualification process.
State of Mississippi Scholarships
University and Local Scholarships
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8. CHALLENGING MINDS, CHANGING LIVES www.jsums.edu
Registration
Student must be admitted to JSU and have a class schedule
If you have enough in financial aid and scholarships, your Registration will automatically complete
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9. Understanding The Student Account via JSU PAWS
View/Print Student Bill
Payments/Payment Plans
Complete Registration Status
Collections
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10. CHALLENGING MINDS, CHANGING LIVES www.jsums.edu
How to View/Print Bill
Step 1 Log into JSU PAWS
Go to
Click the P.A.W.S. link near top of the screen.
Click Enter Secure Area (JSU PAWS)
Enter User ID (J#); Enter PIN (date of birth ex )
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11. CHALLENGING MINDS, CHANGING LIVES www.jsums.edu
How to View/Print Bill
Step 2: Click the Student Tab Or
Click Student & Financial Aid under
Main Menu
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12. CHALLENGING MINDS, CHANGING LIVES www.jsums.edu
How to View/Print Bill
Step 3: Click Student Account
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13. CHALLENGING MINDS, CHANGING LIVES www.jsums.edu
How to View/Print Bill
Step 4: Student Account. Click one of the following:
TO VIEW SUMMARY OF ALL 'CHARGES':
Click Account Summary
TO VIEW SUMMARY OF ALL 'TERMS':
Click Account Summary by Term
TO VIEW DETAIL FOR SPECIFIC TERM:
Click Account Detail for Term (current and future balance totals for the selected term and other terms)
View the details of the account. Print if needed
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14. CHALLENGING MINDS, CHANGING LIVES www.jsums.edu
Payment/Payment Plan
Follow all the steps to View/Print Bill
If there is an account balance, click the
Credit Card Payment or Payment Plan button
The Touchnet Payment Gate will open
Note: Once Payment Plans have been established or the account is paid in full, Registration is automatically completed.
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15. CHALLENGING MINDS, CHANGING LIVES www.jsums.edu
Payment/Payment Plan 4 1 2 3 9 5 6 8 7
TOUCHNET PAYMENT GATE WAY
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16. CHALLENGING MINDS, CHANGING LIVES www.jsums.edu
Payment/Payment Plan
My Account
Current Activity — See historical activity by term of transactions that have posted
Statements — All of your statements, along with the amount due and link to detail
Payment History — Any payments that have already been made
Make Payment — Make a full or partial payment to your account
Payment Plans — View your current payment plan, or enroll in a plan to pay your balance over time
Help — See your options for finding help with questions about your student account
Announcement — See the Announcement area for information about your campus bills and payment
Student Account
Balance — Actual charges and credits that have been applied to your account
Anticipated Charges — Funds that you anticipate as charges (tuition, fees, etc.) that have not been applied to your account
Anticipated Credits — Funds you expect to receive (loans, financial aid, etc.) that have not been applied to your account
Balance Including Anticipated Items — The total balance, after including Anticipated Charges and Anticipated Credits
View Activity — See historical activity by term of transactions that have posted as well as current unposted charges and credits for your account
Enroll in Payment Plan — If your balance is eligible for a payment plan, you have 2 options :
(On-Line Plan) or (2) In-House Plan 4 Equal Installments Per Semester
Make Payment — Follow this link to make a payment towards your balance
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17. CHALLENGING MINDS, CHANGING LIVES www.jsums.edu
Payment/Payment Plan
Statements — Your account statements are listed here; click a description to see the details
My Profile Setup
Authorized Users — Give others (like parents) permission to view and pay your bills
Payment Profile — Add a payment method to your account to make future payments quickly
Electronic Refunds — Add, modify, or delete a checking or savings account for direct deposit of your refunds
Notifications — Add, modify, or delete a secondary address (a non-JSU address) to get notifications and updates about your account
Logout — Always click Logout when you finish to ensure the privacy of your account information
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18. Complete Registration Status
Step 1 Log into JSU PAWS
Go to
Click the P.A.W.S. link near top of the screen.
Click Enter Secure Area (JSU PAWS)
Enter User ID (J#); Enter PIN (date of birth ex )
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19. CHALLENGING MINDS, CHANGING LIVES www.jsums.edu
How to View/Print Bill
Step 2: Click the Student Tab Or
Click Student & Financial Aid under
Main Menu
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20. Complete Registration Status
Step 3: Click Registration
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21. Complete Registration Status
Step 4: Click Registration Services
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22. Complete Registration Status
Step 6: Click Check Registration Status
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23. Complete Registration Status
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24. Complete Registration Status
If the student’s registration is not
Complete, verify that the all payments
And financial aid has posted.
If there are any questions or concerns,
Contact the Business Office at
or Sign up for an
Appointment using Tiger Queue on the
JSU mobile app.
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25. CHALLENGING MINDS, CHANGING LIVES www.jsums.edu
Collections
NON-PAYMENT POLICY
At the beginning of each semester, the balance from a previous semester is due in full before registration can be completed.
If the balance from the previous semester is not paid in full there will be a 'Transcript Hold and a Financial Services Hold‘ placed on the student account until ALL balances have been paid in full. The holds will prevent access to grades, transcripts, and records.
At the beginning of the semester, if a student does not have sufficient aid to cover the balance, a student may elect to sign up for a TouchNet Payment Plan. The plan will allow the student to pay the remaining balance in 4 equal installments.
There is a $100 Deferment Fee that will be applied to the first installment payment.
If a student has not completed registration by the 'Purge Period’ the student will be removed from their classes, prohibited from entering the dormitory, restricted from accessing online classes, and barred from accessing the functions of their JSU SUPERCARD.
The only way to complete registration is to have all balance paid in full or set up a payment plan.
There will be no exceptions -- this is the rule.
Balances not paid in full by semester end will be sent to Heartland ECSI Recovery Select for collections.
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