1. MSU Extension Personal and Financial Management Publications1 1 1

2. Main Author: Marsha A. Goetting Ph.D., CFP®, CFCS
Professor & Extension Family Economics Specialist
Department of Agricultural Economics & Economics 2 2 2

3. www.montana.edu/estateplanning/ eppublications.html
Website
eppublications.html
Print out FREE 3

4. From local county Extension offices
Available FREE:
From local county Extension offices 4 4

5. but there is a charge for postage
Order from:
but there is a charge for postage 5 5

6. Credit Management 6 6 6

7. Credit Card Trackers EB-168
Small credit card tracker that fits around credit/debit cards.
Includes a Record of Credit Card Debt. 7 7 7

8. Financial Management 8 8 8

9. Check Register EB 50 COST $1.00
Detailed instructions explain how to transform an own ordinary checkbook into a handy budgeting tool. 9

10. Using a Check Register to Track Your Expenses MT198903HR
Accompanies Check Register Tracking System (EB 50)
Explains how to utilize the Check Register. 10 10

11. Developing a Spending Plan MT199703HR
Contains worksheets for balancing income & expenses so that money is available for the things families need most. 11 11

12. Helping with Friends Cope with Financial Crisis MT200206HR
Explains the resources that are available to help friends that may be in financial crisis. 12 12

13. Schedule of Non-monthly Living Expenses MT198910HR
Includes instructions & a worksheet for determining a set-aside amount for a family's non-monthly living expenses. 13 13

14. Using a Homestead Declaration to Protect Your Home from Creditors MT199815HR
Explains how to file a homestead declaration to protect equity in home against most creditor’s claims. 14 14

15. Household Record-Keeping15 15 15

16. Record of Important Papers
Interactive Form provided by eXtension 16 16

17. Your Important Papers—What to Keep & Where MT199611HR
Offers personalized & efficient system for preserving & safeguarding important family papers.
Provides a handy reference for deciding what items to keep. 17 17

18. Marriage & Families 18 18 18

19. Lending Money to Family Members MT199323HR
Analyzes potential hazards of loaning money to relatives.
Reviews the tax implications & other legal aspects of the various options. 19 19

20. Premarital Agreement Contracts in Montana: Financial and Legal Aspects MT201212HR
Lists items to consider and highlights some of the financial and legal aspects of premarital agreement contracts. 20 20

21. Remarried Families: Making Financial Decisions MT199323HR
Explains how to develop spending plans and successfully communicate about financial goals within remarried families. 21 21

22. Talking With Aging Parents About Finances MT199324HR
Provides strategies for dealing diplomatically with family finance issues with aging parents. 22 22

23. Saving & Investing 23 23 23

24. Montana ABLE Accounts: Achieving a Better Life Experience MT201809HR
Savings Account allowing persons with disabilities to save money and not lose their SSI or Medicaid benefits. 24 24

25. First-Time Homebuyer Savings Accounts MT199918HR
Explains how Montana residents can save money in a special savings account for the purchase of a first home & save on Montana income taxes. 25 25

26. Health Savings Accounts MT200704HR
Explains the Federal Health Savings Account (HSA) eligibility requirements 26 26

27. Montana Medical Care Savings Account MT199817HR
Explains:
Who is eligible
What expenses are allowed
How to set up an MSA
How much can be saved on Montana Income Taxes 27 27

28. Track’n Your Savings Goals MT200303HR
Illustrates a technique to help track progress towards achieving family & personal savings goals 28 28

29. Track’n Your Savings Goals Register EB 164
A 36-page 3x6" savings register fits inside a checkbook cover to keep savings goals handy. 29 29

30. Family Economics Website
extensionecon/ familyeconomics 30