1. Division of Banking Industry Overview

2. Division Organization Chart
Bank Examiners
Todd Youngbluth
CSBE
Donald Berger
CSBE
Drew Haack
CSBE
Division Counsel
Brock Jensen
COE, CFIRS, CTE
Secretary of Labor and Regulation
Marcia Hultman
Jordan LaBrie
CSBE
Michael Zellmer
CEIC
Brady Schlechter
CEIC
Max Eckrich
COE
Morgan Kronaizl
Austin DeLange
Deputy Director
Mike Dummer
CSBE
Casson Campbell
COE
Andy Buchmann
Matt Svendsen
Director
Bret Afdahl
CFIRS
Tarin Smallfield
Dane Campbell
Nate Unzen
Licensee Examiners
Michael Streyle
Paul Giovannetti
Banking Commission
Jeff Erickson, Chair
John Johnson
Doug Balvin
Richard Westra
Steve Hayes
Deputy Director
Scott Kelly
CEIC, CFIRS, CSTE
Trust Examiners
Matt Schlechter
CFIRS, CSTE
Jim Benham
CFIRS, CTE
Brad Pesicka
CFIRS, CTE
Jonathon Sanborn
CFIRS, CTE
Chase Koskovich
CTE
Aspen Ruane
CTE
Lorna Webbg
Commission Attorney
Matt Bock
Support Staff
Casey Norgaard
Matthew Wester
Jordan Heckenlaible
Delaine Campbell

3. General Information State Chartered Banks: 48
Total Assets: $26,954,956,000
Largest Bank: Great Western Bank, Sioux Falls ($12,001,701,000)
Smallest Bank: Farmers State Bank, Hosmer ($20,056,000)

4. SD Banking Profile
*2015 Number is as of 9/30, less Blunt, as their merger with First Dakota National had been approved

5. 2018 BANK TRANSACTIONS
First State Bank, Warner, SD merger with First State Bank of ND
Farmers State Bank, Stickney, SD merger with American Bank & Trust, Wessington Springs, SD
Bryant Bancshares acquired Richland State Bank, Bruce, SD
Branch application Security State Bank, Tyndall, SD (Viborg, SD)
Branch applications Great Western Bank, Sioux Falls, SD (Denver, CO; Cedar Falls, IA; Scottsdale, AZ)
Loan production office applications Great Western Bank (Wichita, KS; Yuma, AZ)
Branch closure applications Great Western Bank (Sioux Falls, SD & Denver, CO)
Branch closure application First State Bank of Claremont, Groton, SD (Claremont, SD; Columbia, SD)
Security Savings Bank, Canton, SD merger application with Exchange State Bank, Luverne, MN

6. Number of Banks per Category

7. Asset Composition
*Includes all State-chartered banks – 49 charters (Stickney included as of )

8. Composite Ratings - Banks

9. Capital
*Includes all State-chartered banks – 48 charters

10. Asset Quality
*Includes all State-chartered banks – 48 charters

11. Earnings
*Includes all State-chartered banks – 48 charters

12. Loan Volume and Funding
*Includes all State-chartered banks – 48 charters

13. Bank Examination Hours

14. Bank Examination Staff

15. Trust Company Overview
Year-End 2018 Projected Stats:
SD Trust Companies = 99
Public Trust Companies: 60
Private Trust Companies: 39
Year-End 2017 Asset Stats:
Total Assets = $293,512,383,000
Public Trust Companies: $215,697,996,000
Private Trust Companies: $ 77,814,387,000

16. Trust Company Profile
As of December 31, 2017.

17. Bank Trust Department Profile

18. Trust Company Examinations
As of October 1, 2018, we have completed 29 trust company examinations, and have 11 to be completed by year-end 2018.

19. Trust Examiner Tenure
Projected through December 31, 2018.

20. SD Licensee Profile

21. CSBS Accreditation Division first accredited in 2007
Reaccredited in 2012
Reaccredited again in 2017
Areas to improve:
IT examinations
Technology service provider exams
More consumer education and literacy

22. Division Locations South Dakota Division of Banking
1601 N. Harrison Avenue, Suite 1
Pierre, SD 57501
Ph: ; Fax:
1500 W. 51st Street, Suite 102
Sioux Falls, SD 57105

23. Wrap UP
Questions?