1. Mapping for the Next Millennium
CDS Business Mapping
Mapping for the Next Millennium
RiskMeter Online
Wildfire Hazard Model
Features & Benefits

2. How the Model Was Created
CDS used CALVEG vegetation data to create the model.
CALVEG breaks down vegetation/landcover into 60+ categories for the state of CA.
While CALVEG is excellent data, there are two main problems:
- 60 categories are too many for underwriters to deal with
- The user does not know which categories have a high potential to burn
CDS Business Mapping
Mapping for the Next Millennium

3. CDS Reclassified the 60 categories into 4
CDS did research on how well each type of “fuel” burned
The 60+ categories were then reclassified based upon the research into 4 categories as follows:
- High
- Medium
- Low
- Very Low
CDS Business Mapping
Mapping for the Next Millennium

4. The CalVeg is Transformed
Into Useable Info:
This is Transformed
Into This
CDS Business Mapping
Mapping for the Next Millennium

5. This is inaccurate and wastes time!
If your currently using the Renie Ad Map or Robinson Rating Maps, this is what you’ll see.
The user is expected to find the house, and then “Guestimate” the distance to brush with the scale bar.
This is inaccurate and wastes time!
CDS Business Mapping
Mapping for the Next Millennium

6. In Addition, Renie Books Only Cover Six Counties
If you’re using the Renie books now, what is your solution for the remainder of the state?
Not Covered By Renie
Counties Covered by Renie
CDS Business Mapping
Mapping for the Next Millennium

7. Renie Maps VS RISKMETER RiskMeter Covers the Whole State!!
Renie Maps only cover
the purple counties!
CDS Business Mapping
Mapping for the Next Millennium

8. The Wildfire Hazard Model will give you a complete picture of brush hazards.
Actual RiskMeter Lookup
This product is ideal for insurers and agents to screen properties for proximity to brush.
CDS Business Mapping
Mapping for the Next Millennium

9. Where is the Brush in California?
Everywhere!
CDS Business Mapping
Mapping for the Next Millennium

10. Zip and County Lists don’t Work!
There is brush throughout the state
Failure to check addresses in most counties could result in missing large patches of brush
The brush patterns do not follow Zip Boundaries as shown on this map!
Zip lists must be constantly updated, and become out of date quickly
Where would you come up with a list of Zip’s?
CDS Business Mapping
Mapping for the Next Millennium

11. Where is the Brush in California?
CDS Business Mapping
Mapping for the Next Millennium

12. To calculate the distance to brush hazards, the RiskMeter uses a set of concentric circles to measure the distance to brush fire hazards.
0.5 Miles
1.0 Miles
1.5 Miles
CDS Business Mapping
Mapping for the Next Millennium

13. We can set the brush distances to meet your underwriting guidelines
0.25 Miles
0.50 Miles
0.75 Miles
1.00 Miles
1.0 Miles
1.5 Miles
2.0 Miles
Some companies use equal increments
Others use only the distances used in their brush guidelines
CDS Business Mapping
Mapping for the Next Millennium

14. CDS has now added aerial images which appear side-by-side!
Note the two maps are exactly the same size and scale!
If you zoom in on one, the other map will automatically re-scale!
CDS Business Mapping
Mapping for the Next Millennium

15. The RiskMeter CDS Business Mapping
Automatically determines the proximity to brush
The underwriter does not have to interpret the map at all
This is a state-wide solution
Actually, the CDS Wildfire model now covers 11 states!
Because there is brush throughout the state, it should be used on ALL risks
Uses your distance guidelines
It uses the distance parameters as set by you. No need to “measure to the brush”
Can be automatically used to quote & bind because it gives back a specific value
CDS Business Mapping
Mapping for the Next Millennium

16. If we inspect properties, why use the RiskMeter?
Inspections are at the end of the process, not the beginning
You want to identify brush concerns up-front
Why have the agent do work if the property will be declined?
Why have the homeowner apply if they will not be accepted?
Why have the underwriter do work if the property will be declined?
Failure to screen up-front will result in angry agents and prospects!
You are asking underwriters to do unnecessary work
CDS Business Mapping
Mapping for the Next Millennium

17. When should the RiskMeter be used?
The RiskMeter should be used by both agents and underwriters to screen for brush up-front
Companies may choose to pay for agents, or agents can sign up for an account on their own
The RiskMeter can be linked to agent portals for auto-login and to use the company’s underwriting rules
The product can also be integrated into underwriting systems
Because there is brush throughout the state, the product should be used to check for brush on all risks
CDS Business Mapping
Mapping for the Next Millennium

18. The RiskMeter is Simply the Best!
QUESTIONS
For Further Information, Contact
CDS Business Mapping
67 Broad St - 6th Floor
Boston, MA 02109
The RiskMeter is Simply the Best!
CDS Business Mapping
Mapping for the Next Millennium