1. SPORTS & ENTERTAINMENT DIVISION
WWW. JOHNMGLOVER.COM

2. Who Is John M. Glover? Established 1916 Top 100 P&C Agent
140+ Companies
Industry Experts
Individualized Service
In-House Claims Representatives
Who Is John M. Glover?
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3. VP’s Sports & Entertainment Division
Your Team
Dana & Susan Cagen
VP’s Sports & Entertainment Division

4. What Coverages Do You Need?
Commercial General Liability
Commercial Property
Hired & Non-Owned Auto Liability
Directors & Officers Liability
Accident Medical Coverage
Commercial Umbrella
Cyber Liability
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5. Commercial GENERAL LIABILITY
Most important insurance policy carried by Sports & Recreation Organizations!
Claims-Made & Occurrence Forms
Bodily Injury & Property Damage
Medical Payments
Stand-alone or in conjunction with other coverage forms such as Commercial Auto, Commercial Property, or Inland Marine
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6. Commercial property If Applicable Ski Club Houses Equipment Coverage
Everything in between!
Stand-alone or in conjunction with other coverage forms such as Commercial Auto or Inland Marine
Examples: Fire, Smoke, Windstorm, etc.
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7. HIRED & NON-OWNED AUTO LIABILITY
Individual using their own vehicle for association business
Individual using a rented vehicle for association business
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8. DIRECTORS & OFFICERS liability
Protects Board of Directors from a variety of potential lawsuits
Examples:
Membership Discrimination
Financial decisions members disagree with
Many more
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9. Accident medical coverage
Provides coverage for club member injuries and lawsuits when Commercial General Liability does not
Example: A skier fractures his arm after a bad fall on the slope and is taken by ambulance to a nearby hospital. It’s a pure accident not caused by anyone’s negligence. Since your club isn’t held liable for the injury, your liability coverage doesn’t help to cover his medical fees, which include the cost of ambulance services, an ER visit, surgery and prescriptions.
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10. Commercial umbrella
Excess liability coverage when primary policy’s liability is insufficient
$1 Million increments
Excess Umbrella limits available
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11. Cyber liability Protection for cyber-attacks
You are at risk of a hack and/or theft if you maintain any sort of database holding personal information
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12. Questions? Large Image slide
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13. THANK YOU WWW. JOHNMGLOVER.COM DANA & SUSAN CAGEN +1 (833) 497-4375
+1 (833)