1. OUTLOOK FOR CANADIAN BANKS
“HOW IT AFFECTS ALL OF US”
Topics: 1. Financial Institutions in Canada
2. CWB Profile
3. Banking Regulations in Canada & Globally
4. Predictions
5. Top 30

3. Federally Regulated Financial Institutions
Banks (77)
Domestic Banks (26)
The following institutions are regulated under the Bank Act
B2B Bank General Bank of Canada
Bank of Montreal HomEquity Bank
Bank of Nova Scotia (The) ING Bank of Canada
Bank West Jameson Bank
Bridgewater Bank Laurentian Bank of Canada
Canadian Imperial Bank of Commerce Manulife Bank of Canada
Canadian Tire Bank MonCana Bank of Canada
Canadian Western Bank National Bank of Canada
Citizens Bank of Canada Pacific & Western Bank of Canada
CS Alterna Bank President’s Choice Bank
DirectCash Bank Rogers Bank
Dundee Bank of Canada Royal Bank of Canada
First Nations Bank of Canada Toronto-Dominion Bank (The)
Foreign Banks ( Cooperative Credit Associations (6)
Trust Companies (48) Life Insurance Companies (78)
Loan Companies (19) Property & Casualty Insurance Companies (171)

4. Financial Performance: Capital & Leverage
* “Canadian Bank Avg. (6)” as referenced within this presentation is calculated based on information contained in the publicly available company reports of Canada’s six largest banks (TSX trading symbols: BMO, BNS, CM, NA, RY, TD)

5. APEX WAREHOUSE
CWB
CAPITAL BIG 5
45% MORE

7. Financial Performance: History
Historical Growth (five-year increments)
Total Loans
(1) As of Q1 11, financial results are reported under International Financial Reporting Standards (IFRS), as opposed to Canadian Generally Accepted Accounting Principles (GAAP), and may not be directly comparable.