1. How Voluntary Benefits Work With Your HDHP
High Deductible Health Plan (HDHP)
$4,000 deductible  Out-of-pocket cost
Employee/Employer can contribute pre-tax dollars to an HSA/HRA to cover out-of-pocket medical expenses
2019 IRS HSA Maximum: $3,500 Employee / $7,000 Family
Standard Voluntary Plans
Receive cash benefit to use toward the plan deductible.
Alternative Voluntary Plans
Receive discounted service to reduce out-of-pocket costs.
Critical Illness
Accident
Hospital Indemnity
98point6
A text-based virtual clinic with 24/7 access to board-certified physicians who can diagnose, prescribe, order labs, offer follow up visits and more. __
No copay
$20-$120/yr
GoodRx
An app to help customers find the lowest cost pharmacy in their area and provide prescription discount coupons. __
No charge
Pays a cash benefit in the event of a covered diagnosis such as heart attack, stroke or cancer. __
$5,000 - $30,000 cash benefit*
Pays a cash benefit in the event of a covered accident such as a fracture, dislocation, burn, concussion or laceration. __
$150 - $10,000 cash benefit
Pays a cash benefit in the event of hospitalization, to cover the hospital stay, transportation, meals and child care. __
$1,000 cash benefit
*Additional Wellness Benefit available for certain screenings

2. How Voluntary Benefits Work With Your HDHP
High Deductible Health Plan (HDHP)
$4,000 deductible  Out-of-pocket cost
Employee/Employer can contribute pre-tax dollars to an HSA/HRA to cover out-of-pocket medical expenses
2019 IRS HSA Maximum: $3,500 Employee / $7,000 Family
Standard Voluntary Plans
Receive cash benefit to use toward the plan deductible.
Alternative Voluntary Plans
Receive discounted service to reduce out-of-pocket costs.
Critical Illness
Accident
Hospital Indemnity
Digital Health Card
Telemedicine visits for minor health issues, behavioral health therapy, cost comparison tools, caregiver support and more. __
$0-$65 copay
GoodRx
An app to help customers find the lowest cost pharmacy in their area and provide prescription discount coupons. __
No charge
Pays a cash benefit in the event of a covered diagnosis such as heart attack, stroke or cancer. __
$5,000 - $30,000 cash benefit*
Pays a cash benefit in the event of a covered accident such as a fracture, dislocation, burn, concussion or laceration. __
$150 - $10,000 cash benefit
Pays a cash benefit in the event of hospitalization, to cover the hospital stay, transportation, meals and child care. __
$1,000 cash benefit
*Additional Wellness Benefit available for certain screenings

3. How Voluntary Benefits Work With Your HDHP
High Deductible Health Plan (HDHP)
$4,000 deductible  Out-of-pocket cost
Employee/Employer can contribute pre-tax dollars to an HSA/HRA to cover out-of-pocket medical expenses
2019 IRS HSA Maximum: $3,500 Employee / $7,000 Family
Standard Voluntary Plans
Receive cash benefit to use toward the plan deductible.
Alternative Voluntary Plan
Receive discounted service to reduce out-of-pocket costs.
Critical Illness
Accident
Hospital Indemnity
98point6
A text-based virtual clinic with 24/7 access to board-certified physicians who can diagnose, prescribe, order labs, offer follow up visits and more. __
No copay
$20-$120/yr
Pays a cash benefit in the event of a covered diagnosis such as heart attack, stroke or cancer. __
$5,000 - $30,000 cash benefit*
Pays a cash benefit in the event of a covered accident such as a fracture, dislocation, burn, concussion or laceration. __
$150 - $10,000 cash benefit
Pays a cash benefit in the event of hospitalization, to cover the hospital stay, transportation, meals and child care. __
$1,000 cash benefit
*Additional Wellness Benefit available for certain screenings

4. How Voluntary Benefits Work With Your HDHP
High Deductible Health Plan (HDHP)
$4,000 deductible  Out-of-pocket cost
Employee/Employer can contribute pre-tax dollars to an HSA/HRA to cover out-of-pocket medical expenses
2019 IRS HSA Maximum: $3,500 Employee / $7,000 Family
Standard Voluntary Plans
Receive cash benefit to use toward the plan deductible.
Alternative Voluntary Plan
Receive discounted service to reduce out-of-pocket costs.
Critical Illness
Accident
Hospital Indemnity
Digital Health Card
Telemedicine visits for minor health issues, behavioral health therapy, cost comparison tools, caregiver support and more. __
$0-$65 copay
Pays a cash benefit in the event of a covered diagnosis such as heart attack, stroke or cancer. __
$5,000 - $30,000 cash benefit*
Pays a cash benefit in the event of a covered accident such as a fracture, dislocation, burn, concussion or laceration. __
$150 - $10,000 cash benefit
Pays a cash benefit in the event of hospitalization, to cover the hospital stay, transportation, meals and child care. __
$1,000 cash benefit
*Additional Wellness Benefit available for certain screenings

5. How Voluntary Benefits Work With Your HDHP
High Deductible Health Plan (HDHP)
$4,000 deductible  Out-of-pocket cost
Employee/Employer can contribute pre-tax dollars to an HSA/HRA to cover out-of-pocket medical expenses
2019 IRS HSA Maximum: $3,500 Employee / $7,000 Family
Standard Voluntary Plans
Receive cash benefit to use toward the plan deductible.
Alternative Voluntary Plans
Receive discounted service to reduce out-of-pocket costs.
Critical Illness
Accident
Hospital Indemnity
Plan Name
Plan Name
Plan Name
Pays a cash benefit in the event of a covered diagnosis such as heart attack, stroke or cancer. __
$5,000 - $30,000 cash benefit*
Pays a cash benefit in the event of a covered accident such as a fracture, dislocation, burn, concussion or laceration. __
$150 - $10,000 cash benefit
Pays a cash benefit in the event of hospitalization, to cover the hospital stay, transportation, meals and child care. __
$1,000 cash benefit
Description __
Cost
Description __
Cost
Description __
Cost
*Additional Wellness Benefit available for certain screenings