3. CERTIFICATE APR APY Demand 0.50% Advantage 1.00% 1 Year 2.10% 2.12%
2.35%
2.38%
3 Year
2.65%
2.68%
4 Year
2.90%
2.94%
5 Year
3.15%
3.20%
*All Rates Are Variable.
The purchase of MBLF’s securities is subject to risks, which are described in our Offering Circular. This is not an offer to sell you our securities and we are not soliciting you to buy our securities. We will offer and sell our securities only in states where authorized. The offering is made solely by the Offering Circular. Not FDIC or SIPC Insured. Not a bank deposit. No U.S. Conference Guarantee.

4. WILL PLANNING Up to 70% of all adults do not have an up-to-date will.
Only about 50% of folks over 55 have a will or trust. Only 10% of them have a charitable gift in their plan.

5. Jon C. Wiebe, President & CEO
Andy Shewey, Planned Giving Advisor

6. Why save money?
for unexpected future expenses (a rainy day)
to be able to purchase something for cash
to be financially secure (worry less)
for retirement (or when you lose your job)
to pass an inheritance to your children
to give more opportunity for generosity

7. trust that God will provide?
Should we save…or just
trust that God will provide?
“DON’T save” verses:
Philippians 4:19
Matthew 6:19, 25-34
Luke 12:24
“DO save” verses:
Genesis 41:34-36
Proverbs 21:20, 30:25
Ecclesiastes 11:2

8. Is it okay to save lots (and lots) of money?
The Parable of the Rich Fool (Luke 12:13-21)
The story of Job (Job 1, 42)

9. Four things we can do with money
give it
earn it
spend it
save it

10. 25 ways to save money get a 2nd, 3rd, or 4th job (or just spend less)
wait before you buy; don’t buy impulsively
ask yourself, “Do I really need this…now?”
save windfall income (i.e., Christmas money, tax return)
save your loose change
cut out one expense every week.
do a “Buy nothing week” (or month)
compare prices
use coupons
stick with your grocery list (don’t shop when you’re hungry)

11. 25 ways to save money restaurant: eat out less
restaurant: share a meal
restaurant: order off the kids’ meal
restaurant: order water
re-define your relationship with Amazon Prime
buy generic; buy used
cancel your cable
go on fewer vacations (or less expensive ones)
buy fewer toys (for you and your kids)
stop using credit cards (unless you pay it off each month)

12. 25 ways to save money sell the exercise equipment you never use
make your own coffee in the morning instead of buying it
inflate your tires
don’t speed
don’t give up!