1. Online Banking Guide for Commercial Customers
Foreign Wire Transfers
On the main page select Money Movement
Select Wire Transfer
Getting Started

2. Online Banking Guide for Commercial Customers
Foreign Wire Transfers
Wire Type - Select the International radio dial for wire type for foreign wires
Wire Name - Give your wire a unique name
Debit Account - Choose the account to debit
Amount – Enter the dollar amount of the wire
Frequency - Frequency will be Once, now if before 3pm
After 3pm the wire defaults to the Once, Scheduled for the next business day
(To schedule a future wire or a recurring wire please refer to slides 13-16)
Select continue
Debit Information

3. Online Banking Guide for Commercial Customers
Foreign Wire Transfers
Use to make any modifications necessary to your debit information
Debit Summary

4. Online Banking Guide for Commercial Customers
Foreign Wire Transfers
Rhinebeck Bank requires an intermediary bank to send funds internationally. The receiving domestic bank information is the intermediary bank information
ABA or SWIFT code – fill in the ABA/routing number for the intermediary bank
Only use the ABA Search to fill in the banks name and address automatically
Bank to Bank information - provide specific information to the intermediary bank, if necessary
Intermediary Bank Information

5. Online Banking Guide for Commercial Customers
Foreign Wire Transfers
Enter ALL of the recipients information
Use the additional information for recipient box for any specific instructions to the beneficiary of the funds
Recipient Information

6. Online Banking Guide for Commercial Customers
Foreign Wire Transfers
Bank ID Type - select BIC/SWIFT Code
Bank ID - enter the Foreign Banks SWIFT code
Bank Name – enter the foreign bank name
Bank Address & Bank City, Country– enter the foreign bank address
All Information on the foreign bank is mandatory
Recipient’s Foreign Bank Information

7. Online Banking Guide for Commercial Customers
Foreign Wire Transfers
The Originator Information automatically fills in and no further action is needed
Click Continue
Originator Information

8. Online Banking Guide for Commercial Customers
Foreign Wire Transfers
Use the Change buttons next to each section to make any necessary changes
If all of the wire information is correct and you would like to proceed click Submit transfer. Clicking cancel will delete the entire wire.
Verifying You Wire

9. Online Banking Guide for Commercial Customers
Foreign Wire Transfers
Reference Number - unique number assigned for future reference
Status - Wires remain in a pending status until processed by the bank. Wires can be modified or cancelled while in a pending status
Confirmation Information

10. Online Banking Guide for Commercial Customers
Foreign Wire Transfers
You can view Pending/Scheduled wire transfers by selecting Transfers then clicking on Scheduled Wire Transfers
Here you can modify, cancel, or print a copy of your wire
View Pending Wire Transfers

11. Online Banking Guide for Commercial Customers
Foreign Wire Transfers
All of your pending wires will be listed to view, change, or cancel
View - A pop up window will appear with all of the wire information. A Print-friendly view link will also be available.
Change – allows modification to any of the wire information
Cancel – deletes the entire wire transfer
View Pending Wire Transfers

12. Online Banking Guide for Commercial Customers
Foreign Wire Transfers
By going into the Wire Transfer History section you can view all of your wires both processed and canceled. This section does not contain any information on pending wire transfers.
Wire History

13. Online Banking Guide for Commercial Customers
Foreign Wire Transfers
Wires can be scheduled to be released for a later date or set up to recur
To schedule a wire transfer for a future date or to schedule a recurring wire transfer go to the Money Movement menu and select Wire Transfer
Scheduled Wire Transfers

14. Online Banking Guide for Commercial Customers
Foreign Wire Transfers
All wire information is completed in the same manner as any other foreign wire except for the Frequency selection.
Frequency - Select the frequency for the wire to be sent
Once, Scheduled – go out once on a future date selected
All other Frequencies are dictated by the start date selected & will prompt the Transfer Date section to be completed (see next slide)
Transfer On - select a date on the calendar for the transfer
The wire will now go out on the date you have selected
Scheduled Wire Transfers

15. Online Banking Guide for Commercial Customers
Foreign Wire Transfers
Recurring Wires will require Transfer Date Information to be completed.
Start On - choose a date for the wire to start on
Continue indefinitely - wire will be sent until the wire is manually canceled by a user
Continue for this number of transfers - enter the NUMBER of times you want that wire to be processed from the start date forward.
Select Continue
Recurring Wire Transfers

16. Online Banking Guide for Commercial Customers
Foreign Wire Transfers
To modify a scheduled wire transfer follow the same steps as a one-time wire
This is the only difference where you must choose which of the scheduled wires you want changed. Read each option carefully and select the option you want. Proceed with any changes as normal.
Modifying Recurring Transfers