1. Where Californians find financing for their energy improvements.
Administered
by the State
of California
Where Californians find financing for their energy improvements.
Do you have an energy project that you wish you could do but you just haven’t? Whether you want to reduce energy use, replace a broken piece of equipment, install upgrades, or just want to go green, GoGreen Financing helps you find the support you need with state-administered energy efficiency financing.
GoGreen Financing is administered by the state with the support of the investor-owned utilities and was designed to help California meet its greenhouse gas reduction goals. By making attractive financing available, more Californians will be able to make their homes and businesses more efficient and comfortable.
GoGreen Financing currently presents lending options for residential upgrades. Financing options for small business, nonresidential, and affordable multifamily properties are under development and will launch shortly.

2. What is GoGreen Financing?
GoGreen Financing helps homeowners, renters and business owners find participating contractors and approved lenders to make their properties more comfortable and efficient. The financing programs featured on GoGreenFinancing.com are administered by the State of California with support from the state’s investor-owned utilities: PG&E®, SDG&E®, SCE®, and SoCalGas®*:
What is GoGreen Financing?
GoGreen Financing is the new face of energy efficiency financing in California. We help connect homeowners, renters and business owners to participating contractors and approved lenders for the state’s energy efficiency financing programs. The financing programs featured on GoGreenFinancing.com are administered by the State of California with support from the state’s investor-owned utilities.
*Pacific Gas and Electric Company (PG&E®), San Diego Gas & Electric Company (SDG&E®), Southern California Edison Company (SCE®) and Southern California Gas Company (SoCalGas®) are not making an offer to lend and have no role in reviewing or approving your financing application. If you and a lender enter into a financing arrangement for energy improvements, that arrangement will be entirely between you and the lender, and PG&E, SDG&E, SCE and SoCalGas shall not be liable for the lender's acts or omissions.

3. Why was GoGreen Financing created?
By introducing state-administered financing programs, GoGreen Financing connects Californians with opportunities to:
Make residential, business, and multifamily properties more energy efficient
Overcome the need for upfront cash to make energy efficiency improvements
Spread out the cost of energy efficiency projects over time
Help improve the comfort of their home or business through energy upgrades
Financing can help homeowners, renters, and businesses overcome the need for upfront cash. It helps spread out the cost of an energy project over time… rather than requiring a large upfront investment.

4. Residential program
The Residential Energy Efficiency Loan (REEL) program is designed to help California homeowners and renters find attractive financing for their energy efficiency projects.
No home equity needed
Competitive rates
No closing costs or fees
No money down
Funds other nonenergy improvements
Available to borrowers with a wide range of credit scores and incomes
Broad list of energy efficiency projects
The Residential Energy Efficiency Loan program, or REEL, was designed to help California homeowners and renters find attractive financing for energy efficiency projects. It does this by partnering with approved lenders who can offer better rates and more flexible credit requirements.
REEL is available to any California resident who owns or rents a property of 1 to 4 units (single-family home, condo, townhome, manufactured home, duplex, triplex or fourplex) that receives electric and/or natural gas service from any of the following: PG&E®, SDG&E®, SCE® and/or SoCalGas®.
REEL program benefits include:
Unsecured financing that doesn’t require equity in your home
Competitive interest rates with no closing costs or fees (which can mean more affordable monthly payments)
No money down (100 percent financing)
Available to people with a broad range of credit scores and incomes
In addition to a wide range of energy efficiency projects, up to 30 percent of REEL financing can fund nonenergy improvements (like those kitchen cabinets you’ve been wanting).

5. REEL eligible projects
The REEL program provides finances for a variety of residential energy efficiency projects. Whether you want to finance a single upgrade or take on a comprehensive home improvement, the REEL program has lending options, certified contractors and approved lenders willing to help.
Heating & cooling
Cool roofs
Windows
Pool pumps
Water heating
Lighting
Insulation
And more!
Appliances
The REEL program provides finances for a variety of residential energy efficiency projects. Whether you want to finance a single upgrade or take on a comprehensive home improvement, the REEL program has lending options, certified contractors and approved lenders willing to help.
Projects that can be financed include heating and cooling, windows, water heating, insulation, appliances, cool roofs, pool pumps, lighting and more. And don’t forget, up to 30 percent of REEL financing can fund nonenergy improvements.

6. REEL Lenders
Lenders Approved for the Residential Energy Efficiency Loan (REEL) Program
Financing for single-family residential
units
The REEL program continues to recruit lenders. Through the REEL program, private lenders can access over $20 million in loan loss reserve funds for financing qualified projects (1-4 units) with better rates, lower fees and more flexible credit terms.
REEL approved lenders are listed here. You can go to GoGreenFinancing.com to learn more about these lenders or download this comparison chart.

7. How do I get started? Get a project estimate from a contractor.
Access a list of licensed contractors participating in the REEL program on GoGreenFinancing.com
Choose an approved lender and apply for financing.
Access a list of approved lenders on GoGreenFinancing.com
Start your project.
Receive lender confirmation to start your project
Getting approved for REEL is quick and easy!
First, you need to get a project estimate from a participating licensed contractor. If you need help finding a contractor you can use the finder on our website to search at gogreenfinancing.com
Second, choose your lender. GoGreenFinancing.com has a list of approved lenders, including details about their lending products so that you can easily shop around. Once you’ve chosen, follow the link on the approved lenders page to submit your loan application.
Once you get approval from your lender, start your project.
After your project is complete, contact your lender to sign loan closing documents and pay your contractor, and enjoy your comfortable and efficient home!
Enjoy your comfortable, efficient home.
Sign loan closing documents after your project is complete and enjoy your upgrades!

8. GoGreen with us! For Contractors For Lenders For all other partners
It’s quick and easy to become a licensed contractor listed on GoGreen Financing. Visit GoGreenFinancing.com for more information and to apply.
For Lenders
GoGreen Financing has multiple approved lenders and is actively recruiting. Visit GoGreenFinancing.com for more information and to apply.
For all other partners
Local governments, community-based organizations, trade groups and others can get involved too! Visit GoGreenFinancing.com for additional information and resources.

9. GoGreenFinancing.com
11/20/2019