1. © Experian Information Solutions, Inc. 2007. All rights reserved. Confidential and proprietary. Press ALT+F4 to quit Take a risk-based approach to authentication by integrating a fraud scoring and interactive question session from a single provider Precise ID SM The next generation in fraud detection via eSolutions

2. © Experian Information Solutions, Inc. 2007. All rights reserved. Confidential and proprietary. Precise ID SM The next generation in fraud detection via Press ALT+F4 to quit eSolutions Explore the icons below… Precise ID is Experian’s next generation application fraud detection solution. Precise ID is a powerful identity authentication and fraud detection tool that integrates Experian’s breadth of data, products, advanced analytics and decisioning technology. Quick access Easy input Knowledge IQ Scoring Risk-based approach Reporting Next steps

3. © Experian Information Solutions, Inc. 2007. All rights reserved. Confidential and proprietary. Precise ID SM The next generation in fraud detection via Press ALT+F4 to quit eSolutions Quick access Getting started is easy. Contact your local Experian representative or have your head security designate contact 888 414 1120. After obtaining access, log into eSolutions, hover over the “Fraud” tab and click on “Precise ID.” Quick access Easy input Knowledge IQ Scoring Risk-based approach Reporting Next steps

4. © Experian Information Solutions, Inc. 2007. All rights reserved. Confidential and proprietary. Precise ID SM The next generation in fraud detection via Press ALT+F4 to quit eSolutions Easy input Simply input consumer information into the easy-to-use input page. Quick access Knowledge IQ Scoring Risk-based approach Reporting Next steps Easy input

5. © Experian Information Solutions, Inc. 2007. All rights reserved. Confidential and proprietary. Precise ID SM The next generation in fraud detection via Press ALT+F4 to quit eSolutions Easy input Users can select multiple tools that are based on credit or non-credit based data. n Precise ID fraud scores n Knowledge IQ SM n Integrated scoring with questions n Access to the National Fraud Database SM Quick access Knowledge IQ Scoring Risk-based approach Reporting Next steps Easy input

6. © Experian Information Solutions, Inc. 2007. All rights reserved. Confidential and proprietary. Precise ID SM The next generation in fraud detection via Press ALT+F4 to quit eSolutions Knowledge IQ Each consumer is presented with a customized, interactive challenge- response question set that is designed to be answered only by the true consumer. Experian’s variety of questions enable clients to verify a consumer’s identity for application processing or during other risky transactions. Quick access Easy input Scoring Risk-based approach Reporting Next steps Knowledge IQ

7. © Experian Information Solutions, Inc. 2007. All rights reserved. Confidential and proprietary. Precise ID SM The next generation in fraud detection via Press ALT+F4 to quit eSolutions Scoring The Precise ID fraud risk score uses multiple information sources that result in a robust fraud risk score, providing a more accurate picture of the applicant. High performing scores discern the riskiest applicants, ensuring a transparent, positive consumer experience for “good customers.” Quick access Easy input Knowledge IQ Risk-based approach Reporting Next steps Scoring

8. © Experian Information Solutions, Inc. 2007. All rights reserved. Confidential and proprietary. Precise ID SM The next generation in fraud detection via Press ALT+F4 to quit eSolutions Risk-based approach Each client’s needs are unique – both the Precise ID score and question session can be customized. System settings are configurable to ask questions on each applicant, only ask questions when an applicant appears risky or allow the user to manually review the Precise ID score before initiating a question session. Scoring with questions Use account opening, ID screening scores or custom models with questions for authentication Add-on questions Set scoring thresholds, use questions when risk demands Review score, manually add questions for further authentication Questions only FCRA version using both credit and non-credit questions only GLB version using only non-credit questions Quick access Easy input Knowledge IQ ScoringReporting Next steps Risk-based approach

9. © Experian Information Solutions, Inc. 2007. All rights reserved. Confidential and proprietary. Precise ID SM The next generation in fraud detection via Press ALT+F4 to quit eSolutions Reporting The usage reporting page allows users to pull reports by:  Date  Date range Quick access Easy input Knowledge IQ Scoring Risk-based approach Next steps Reporting

10. © Experian Information Solutions, Inc. 2007. All rights reserved. Confidential and proprietary. Precise ID SM The next generation in fraud detection via Press ALT+F4 to quit eSolutions Reporting The usage reporting page allows users to pull reports by:  Date  Date range  Application information  Product type Quick access Easy input Knowledge IQ Scoring Risk-based approach Next steps Reporting

11. © Experian Information Solutions, Inc. 2007. All rights reserved. Confidential and proprietary. Precise ID SM The next generation in fraud detection via Press ALT+F4 to quit eSolutions Reporting The usage reporting page allows users to pull reports by:  Date  Date range  Application information  Product type  User or Precise ID reference number Users can also archive their reports for easy future access Quick access Easy input Knowledge IQ Scoring Risk-based approach Next steps Reporting

12. © Experian Information Solutions, Inc. 2007. All rights reserved. Confidential and proprietary. Precise ID SM The next generation in fraud detection via Press ALT+F4 to quit eSolutions Next steps To learn more about Precise ID, contact your local Experian representative or have your head security designate contact 888 414 1120. Quick access Easy input Knowledge IQ Scoring Risk-based approach Reporting Next steps

13. © Experian Information Solutions, Inc. 2007. All rights reserved. Confidential and proprietary. Precise ID SM The next generation in fraud detection via Press ALT+F4 to quit eSolutions © Experian Information Solutions, Inc. 2007. All rights reserved. Confidential and proprietary. Press ALT+F4 to quit A risk-based approach to authentication by integrating a fraud scoring and interactive question session from a single provider Precise ID SM The next generation in fraud detection via eSolutions Quick access Easy input Knowledge IQ Scoring Risk-based approach Reporting Next steps