1. BBFI Group Benefits Committee
Insurance Programs
From
Mel Himes & Associates
Insurance Agency
BBFI Group Benefits Committee

2. Health Insurance Call Mel Himes Jr 1-800-329-3031
Celtic Insurance
Golden Rule
United Health Care
Blue Cross/Blue Shield
Aetna
Pacific Life
Pan American
Available in ALL States
Individual Plans
Group Programs
Indemnity Plans
Provider Discount Plans
Call Mel Himes Jr

3. Church Insurance Call Mel Himes Jr 1-800-329-3031 Buildings – Contents
General Liability
Pastoral ‘Spiritual’ Counseling
Sexual Abuse
Non-Owned/Hired Auto
Volunteers as Insured’s
Medical Coverage for Accidents
Theft
GuideOne is the ‘endorsed carrier’ for BBFI Church Insurance.
GuideOne has donated over $90,000 to the Scholarship Program since the Program’s inception.
Call Mel Himes Jr

4. Bus - Van Insurance Call Mel Himes Jr 1-800-329-3031 ANY Size Bus
7 or 12 Passenger Vans (NO 15 Passenger Vans)
Drivers With CLEAN Driving Records
Transportation Policy available from Mel Himes & Associates Insurance Agency, inc at NO COST!
Call Mel Himes Jr

5. Workers Compensation Call Mel Himes Jr 1-800-329-3031
EVERY Church Eligible
Necessary Coverage
Low Rates
Covers Work Related Injuries
Medical
Disability
Life Insurance
Your Church is responsible for Employee Work Related Injuries – including the Pastor. Be sure your Church provides this vital and important coverage for ALL employees.
Call Mel Himes Jr

6. Child Care School Programs
Student Accident
Teacher Professional Liability
Sexual Abuse
Corporal Punishment
Employee Benefits Liability
Employer Liability Liability
Volunteer Coverage
Non-Owned/Hired Auto
Call Mel Himes Jr

7. Life Insurance Call Mel Himes Jr 1-800-329-3031 Term at LOW Rates
Variable Life
Whole Life
Universal Life
Mortgage Protection
Key Man Coverage
Group Plans for Your Church
YOU are a ‘key person’ in your church ministry. Your church should provide ‘KEY MAN’ Life Insurance for its Pastor.
Call Mel Himes Jr

8. Medicare Plans Call Mel Himes Jr 1-800-329-3031
Seniors NEED this Coverage
Choice of Plans
Choice of Coverage
A+ Rated Carriers
LOWEST Premiums
Call Mel Himes Jr

9. AFLAC Programs Call Mel Himes Jr 1-800-329-3031 Accident Plans
Sickness Plans
Cancer Plans
Disability Plans
LOW Cost
Call Mel Himes Jr

10. Accident Plans Call Mel Himes Jr 1-800-329-3031
Pays ABOVE your Health Insurance Plan
Pays Directly to YOU
Helps offset non-covered Expenses or Costs
LOW Premiums
Individual rates for Florida:
Individual - $16.00
Husband/Wife - $21.30
Family - $29.50
Rates vary from state to state
Call Mel Himes Jr

11. Sickness Plans Call Mel Himes Jr 1-800-329-3031
Individual rates for Florida
18-39: $27.90
40-49: $29.50
50-59: $35.90
60-67: $49.90
Rates vary from state to state
Pays ABOVE Your Health Insurance Plan
Pays Directly to YOU
Helps offset non-covered Expenses or Costs
LOW Premiums
Call Mel Himes Jr

12. Long Term Care Plans Call Mel Himes Jr 1-800-329-3031
Individual rates for Florida:
45-49: $12.92
50-54: $18.00
55-59: $26.77
60-62: $33.23
Rates vary from state to state
Grow Old With Dignity
Do not be a BURDEN
Choice of Plans
Choice of Benefits
Call Mel Himes Jr

13. Cancer Plans Call Mel Himes Jr 1-800-329-3031
Individual rates for Florida:
18-49: $25.90
50-59: $39.20
60-64: $50.40
Rates vary from state to state
Health Plans do NOT Cover All Your Cancer Related Expenses
Travel
Medication
Chemo
Therapy
Much More
Call Mel Himes Jr

14. Disability Plans Call Mel Himes Jr 1-800-329-3031
Individual rates for Florida as low as:
18-49: $43.00
50-64: $57.00
For $1,000 per month, No Waiting Period for Accident; 7 Days for Sickness; for 12 Month Benefit
Individual Plans
Group Plans
From 2 Year to age 65 Plans
Choice of Waiting Periods
Level Amount
Percentage of Income
Call Mel Himes Jr

15. Dental Plans Call Mel Himes Jr 1-800-329-3031 Individual Plans
Group Plans
Discount Plans
Provider Plans
American Dental
Care Entrée
Principal
Aetna
United Health Care
Call Mel Himes Jr

16. Retirement Annuity Call Mel Himes Jr 1-800-329-3031
Invest $100 per month for 30 years and have GUARANTEED FUNDS of $94,264 at 4.0% Interest. You cannot lose – you invest $36,000 and have $94,264. What if Interest Rates go UP?
That means MORE $$
Social Security is NOT Enough
As little as $25 per Month
Guaranteed Interest Rates
Interest Rates Do NOT Fluctuate like the Stock Market
Rollover YOUR Current Mutual Funds or Stock Market Funds
GREAT PAY OUT PLANS
Call Mel Himes Jr

17. Auto Insurance Call Mel Himes Jr 1-800-329-3031 Rates Going Up?
Company Canceling?
Let Us Help
FREE Insurance Check-Up On-Line Forms
Call Mel Himes Jr

18. Home Insurance Call Mel Himes Jr 1-800-329-3031
Are you insured to Value?
Contents Covered Properly?
Most people are not
FREE Insurance Check-Up On- Line Forms
Call Mel Himes Jr

19. Boat Insurance Call Mel Himes Jr 1-800-329-3031
From Bass Boats to House Boats
Programs for ALL Situations
GREAT Rates
FREE Insurance Check-Up On-Line Forms
Call Mel Himes Jr

20. Pre-Paid Legal Call Mel Himes Jr 1-800-329-3031
Ever Need Legal Advise?
It is EXPENSIVE
UNLESS you have Pre-Paid Legal
As little as $25 per month
Individual or Family Plans
Business or Church Plans
Call Mel Himes Jr

21. Prescription Plans Call Mel Himes Jr 1-800-329-3031 NEW CANADA RX
Buy Your RX’S from Canada Pharmacies and SAVE $$$$$.
You can order over the internet for FREE!
Shipped to YOUR Home
90 Day Supplies save you $$$$$
Discount Programs
RX Drug Cards
LOW Cost
On-Line Forms
Call Mel Himes Jr

22. WHY BBFI Plans Call Mel Himes Jr 1-800-329-3031 Rated Carriers
Trusted Agency Endorsed by BBFI Group Benefits Committee
Serving BBFI since 1992
Supports BBFI Scholarship Fund
Call Mel Himes Jr

23. Contact
Mel Himes & Associates
Insurance Agency, inc