1. How TG Can Help with Default Aversion Tools and Solutions for Your Institution Joe Braxton Default Aversion Consultant TG

2. How TG views default aversion At TG, helping borrowers successfully manage repayment of their student loans has long been a corporate goal. TG provides a comprehensive set of tools to assist schools and lenders in addressing default aversion.

3. Resources for schools Default aversion services Positive+Balance ™ financial literacy training program Default aversion self-assessment tool Integrated Default Assistant ™ (IDA ™ ) Consultation services

4. Positive+Balance ™ Established in 2005 Financial literacy training program –Student, professional, or train-the-trainer –Promotional kits available Updated Positive+Balance materials –New session offerings online –Contemporary “look and feel” –Based on customer feedback

5. Integrated Default Assistant™ (IDA™) TG’s Integrated Default Assistant (IDA) offers a versatile tool for tracking and managing cohort default rate performance for TG-guaranteed loans. Highlights include: –Near real-time reports on several aspects of default aversion –Preformatted letters to borrowers that can be printed by the school –Wide range of reports that are designed to help make default aversion manageable in financial aid offices –Web-based (accessible through AdvanTG Web™) or as a standalone application (IDA 1.2)

6. Resources

7. Adventures In Education (AIE ™ )

8. Adventures In Education (AIE) Established in 1995 Counselors Network Financial aid calendar Weekly e-mails with time-sensitive information (AIEmail) Scholarship search FAFSA assistance Information on managing credit and debt

9. Questions? This presentation is available for download at www.tgslc.org/tgconference.