1. For internal use only. Not to be used with, or distributed to, the public.

2. El Conquistador Resort Puerto Rico Phase I: February 10 ‑ 13, 2015 Phase II: February 13 ‑ 16, 2015 Phase III: February 16 ‑ 19, 2015 For internal use only. Not to be used with, or distributed to, the public.

3. El Conquistador Resort Puerto Rico Qualification Period: May – November 2014 For internal use only. Not to be used with, or distributed to, the public.

4. Conquer for Freedom! Take a peek at paradise (and get a giant step forward toward your goals) when you qualify for an unbelievable escape to the “Island of Enchantment.” Exceptional amenities Exquisite dining Perfect weather Stunning vistas Posh accommodations You DESERVE a better future … CONQUER your doubts and go make it happen in Puerto Rico!

5. For internal use only. Not to be used with, or distributed to, the public. Enjoy With All Five Senses! Perched high on a 300-foot bluff, overlooking the deep turquoise Caribbean Sea on one side and the sapphire-blue Atlantic Ocean on the other, the El Conquistador Resort embodies old-world style with a modern flair.

6. For internal use only. Not to be used with, or distributed to, the public. Enjoy With All Five Senses! Indulge – Refresh your body, mind and spirit and experience a respite from the world at the exceptional, 26,000-square-foot Waldorf Astoria Spa. Escape – Experience an unforgettable beach getaway on the 100-acre private beach paradise of Palomino Island. Palm trees and lounge chairs line the white sand beaches, and waiters come by to take your order. Play – Go on a guided horseback ride over miles of wilderness trails on Palomino Island. The horses are perfect for all ages and riding abilities.

7. For internal use only. Not to be used with, or distributed to, the public. Enjoy With All Five Senses! Refresh – Indulge your inner child at the expansive, state-of- the-art Coqui Water Park, complete with pools, a lazy river, tube slide, rope bridges and a 60-foot slide tower with a near vertical drop! Relax – Hit the links on the stunning 18-hole Arthur Hills Golf Course, which is framed by rolling hills, swaying palm trees and the blue, sparkling waters of the Atlantic Ocean.

8. For internal use only. Not to be used with, or distributed to, the public.

13. Qualifications You’re not just competing for an incredible getaway. You’re competing against yourself, to be the best you can be, to help the most families and to build wealth for generations of your family to come. That’s what the Conquer El Conquistador competition is all about … keeping you fired up to go do something awesome for YOUR family! Builders Premium Points 1 = Premium + (Recruits x 1,000) + (Life Licenses x 10,000 2 ) + (Securities Licenses x 20,000 3 ) + (Initial Securities Trades x 1,000) during the Competition Period.

14. For internal use only. Not to be used with, or distributed to, the public. Qualifications Senior LeadershipSlots RVP & Above at 1st50 RVP & Above625 Cash Flow 4 50 Total RVPs725 Minimum cash flow requirement for RVPs & Above: average of $4,000 monthly cash flow. Minimum premium requirement for RVPs & Above: average of $5,000 monthly base shop premium.

15. For internal use only. Not to be used with, or distributed to, the public. Qualifications Start Competition Below RVPSlots New RVPs (advanced on or after June 7, 2014)75 Future RVPs (Regional Leaders)150 Future Regional Leaders142 Newly Licensed (on or after June 7, 2014)25 Total Below RVP 392 Minimum cash flow requirement during the Qualification Period: for New RVPs: average of $2,000 monthly cash; for Future RVPs: average of $1,500 monthly cash. Minimum premium requirement during the Qualification Period: for New RVPs: average of $2,500 monthly base shop premium; for Future RVPs: average of $1,000 monthly personal premium; for Future Regional Leaders and Newly Licensed: average of $1,000 monthly personal premium.

16. For internal use only. Not to be used with, or distributed to, the public. Qualifications Product Categories 5 Slots Life Premium – Personal25 Life Premium – RVP Base Shop125 Total Securities Volume – Personal25 Total Securities Volume – RVP Base Shop80 Total Securities Volume – at 1st 10 LTC Issued Premium – RVP Base Shop3 Auto & Home – RVP Base Shop5 PLPP/PPLS – RVP Base Shop (cases)5 Total Loan Volume – RVP Base Shop 5 Total Product 283 Minimum cash flow requirement for all product categories: average of $1,500 monthly cash flow. TOTAL SLOTS: 1,400

17. For internal use only. Not to be used with, or distributed to, the public. Make It Yours! Whatever is holding you back from the life you and your family deserve, CONQUER it. When doubts creep in or a new challenge pops up, CONQUER them. You deserve to live the kind of lifestyle that the El Conquistador Resort showcases. Go make it yours! For internal use only. Not to be used with, or distributed to, the public.

18. This trip is a Primerica event held to help you build your business. It’s expected that you’ll attend all scheduled meetings and activities as part of your participation in this event. Although we hope you enjoy your time in between the meetings and events, your focus should be on learning from the leaders who can help you take your business to the next level. Category participation based on title as of May 1, 2014 except where indicated. Primerica reserves the right to suspend, modify or terminate any competition. 1. Visit POL Homepage / Compensation and click on the “Incentive Rules” link on the left nav bar for important trip details and disclosures. 2. In states with temporary life licenses, each temp life license counts as 5,000 in points; when a permanent life license is obtained, it counts as an additional 5,000 in points. 3. Production credit based on new securities licenses are based on qualifying new securities licensed Representatives. To receive credit, after May is opened and before November is closed for new business production credit purposes, those newly licensed Representatives must obtain for the first time the required resident mutual fund licenses, the appropriate state/province registration and be activated by PFS Investments / PFSL Investments Canada Ltd. Also, Representatives will receive additional credit (20,000) for those downline Representatives who (i) obtain their principal license (Series 26) in the US or become duly appointed as a Branch Manager in Canada, and also (ii) if deemed “active and fit” as an Investment Adviser Representative in the US. 4. Total cash flow during Qualification Period. 5. Long term care insurance and Primerica Secure™ Auto & Homeowner’s insurance are not available in Canada. Primerica does not offer mortgages. Primerica representatives in Canada refer clients to B2B Bank for debt consolidation loans. In Canada, the Pre-Paid Legal Services program is offered through PPL Legal Care of Canada Corporation. For internal use only. Not to be used with, or distributed to, the public. ©2014 Primerica 47953 / 5.14 / 14POL89