1. Overview of CGAP-Ford Foundation Graduation Program November 2012

2. 2 Poverty is multi-faceted food aid health services livelihoods social development financial services self-confidence, entrepreneurship good health, social capital lack of self-confidence, hand- to-mouth, illnesses, isolation

3. 3 Careful graduation sequencing 36

4. 4 10 pilots in 8 countries Haiti - India - Pakistan - Honduras - Peru - Ethiopia - Yemen - Ghana

5. 5 Different stages Fonkoze, Haiti 150 participants 2006-2008 Scaled up to 2,050. Plans for 5,000 by 2015. Bandhan, West Bengal, India 300 participants 2006-2008 Scaled up to 10,200. Plans for 55,000 by 2015. SKS NGO, Andhra Pradesh, India 426 participants 2007-2009 Scaled up to 2,700. Trickle Up, West Bengal, India 300 participants 2007-2009 Scaled up to 4,450. Plans for 9,450 by 2014. PLAN & ODEF, Lempira, Honduras 800 participants 2010-2012 PLAN & Arawiwa, Cusco, Peru 800 participants 2011-2013 REST, Tigray, Ethiopia 500 participants 2010-2012 Social Welfare Fund & Social Fund for Development, Aden, Yemen 500 participants 2011-2013 PPAF& partners, Sindh, Pakistan 1,000 participants 2008-2010 Scaled up to 1,000. Plans for 57,000 by 2014. Presbyterian Agricultural Station & IPA, Tamale, Ghana 2011-2013

6. 6 Critical partnerships Healthcare or other Service Provider NGO, government agency, or other Livelihoods Provider NGO, government agency, or other Financial Service Provider MFI or other (SHG, Post Office, etc.)

7. 7 Under close scrutiny Documenting program implementation Distilling lessons for course correction and model refinement All pilots MonitoringTracking participant progress All pilots RCT impact assessments Measuring impact7 pilots Qualitative research Understanding change 9 pilots

8. Advancing financial access for the world’s poor www.cgap.org www.microfinancegateway.org