1. MLC Business Superannuation MLC Member Rewards Rewards you today and tomorrow

2. Even if it’s a while till you see your super, did you know you can enjoy some rewards today?

3. What is MLC Member Rewards? MLC Member Rewards is an exciting new service giving you access to offers on a variety of lifestyle and banking products available through your MLC MasterKey Business Super or MLC MasterKey Personal Super account. MLC Member Rewards has something for everyone including: special rates on banking products health insurance gym memberships gift cards movie tickets, and worldwide accommodation. And it doesn’t cost you anything! MLC Member Rewards gives you a little something extra with your super. Even if you leave your employer, you can still enjoy the rewards by keeping your super in MLC MasterKey Personal Super.

4. Special lifestyle and finance deals Lifestyle offers Gift cards Gym membership Health insurance Magazine subscriptions Movie tickets Property and pest inspections Technology products Theme parks Worldwide accommodation Finance offers Car insurance Credit cards Home and contents insurance Home loans Personal loans

5. Some of our many great rewards … For example, with MLC Member Rewards you’re entitled to up to 0.70% pa off the NAB Choice Package variable home loan interest rate and the Choice package annual fee will be waived in the first year, saving you $395. Plus, there are no application or service fees and up to $600 in switching costs can be absorbed*. * Conditions apply. Subject to normal lending criteria. Terms and conditions available on application. You can receive 15% off the price of Theme Park tickets in Queensland including: Warner Bros Movie World Sea World Wet’n’Wild This includes Fun Passes, Super Passes, Dreamworld and WhiteWater World.

6. How do you access MLC Member Rewards? You can access MLC Member Rewards online at mlc.com.au/memberrewards Just log on to mlc.com.au/memberrewards and start enjoying the rewards now!

7. General Advice Warning Any advice in this communication has been prepared without taking account of your objectives, financial situation or needs. Because of this you should, before acting on any advice in this communication, consider whether it is appropriate to your objectives, financial situation and needs.