1. USABG Eagle Division Total Protection Plus

2. *82% Heart Stroke Cancer Accidents All other procedures and surgeries We Protect All Four Cornerstones Of Your Family Security HEALTH + PAYCHECK + SAVINGS + LIFESTYLE *AMERICAN HOSPITAL ASSOCIATION About Hospital Confinements

3. TYPICAL HEALTH PLAN ACCIDENT MAJOR-MEDICAL CRITICAL ILLNESS TOTAL PROTECTION PLUS UNITED HEALTH ONE 80/20 HEALTH PLAN UNLIMITED Dr+Rx+WELLNESS 100% ACCIDENT PLAN + CLICOLIFESTYLE PROTECTOR $50,000 CRITICAL ILLNESS $500 / $1,000 Hospital $25,000 ACCIDENT DIRECT + $2,000/30/1 Year 80/20 HEALTH PLAN ONLY USABG EAGLE DIVISION TOTAL PROTECTION PLUS IF PREMIUM IS IN YOUR BUDGET WHICH STOOL WOULD YOU PREFER ?? WHICH STOOL WOULD YOU PREFER ??

4. USABG Eagle Division Total Protection 100% Plus Unlimited Lifetime Benefits USABG Eagle Division Total Protection 100% Plus Unlimited Lifetime Benefits No Deductible Out Patient Care No Deductible Out Patient Care UNLIMITED DOCTOR VISITS / $25 Co-Pay UNLIMITED DOCTOR VISITS / $25 Co-Pay UNLIMITED TIER ONE Rx BENEFITS / $15 Co-Pay UNLIMITED TIER ONE Rx BENEFITS / $15 Co-Pay UNLIMITED WELLNESS COVERED 100% + NO WAITING + NO DEDUCTIBLE + NO CO-PAY UNLIMITED WELLNESS COVERED 100% + NO WAITING + NO DEDUCTIBLE + NO CO-PAY 100% COVERAGE ON ACCIDENTS 100% COVERAGE ON ACCIDENTS Total Protection 100% Plus On These Confinements Total Protection 100% Plus On These Confinements 100% COVERAGE ON CANCER + INCOME PROTECTION OF $50,000 100% COVERAGE ON CANCER + INCOME PROTECTION OF $50,000 100% COVERAGE ON HEART ATTACK + INCOME PROTECTION OF $50,000 100% COVERAGE ON HEART ATTACK + INCOME PROTECTION OF $50,000 100% COVERAGE ON HEART ATTACK + INCOME PROTECTION 100% COVERAGE ON HEART ATTACK + INCOME PROTECTION 100% COVERAGE ON STROKE + INCOME PROTECTION OF $50,000 100% COVERAGE ON STROKE + INCOME PROTECTION OF $50,000 100% COVERAGE ON ACCIDENTS**** 100% COVERAGE ON ACCIDENTS**** LUMP SUM UP TO $25,000 + DISABILITY PAYMENTS FOR 12 MONTHS LUMP SUM UP TO $25,000 + DISABILITY PAYMENTS FOR 12 MONTHS ALL FOR THE PRICE OF A HEALTH PLAN ALL FOR THE PRICE OF A HEALTH PLAN

5. WHAT WOULD YOU DO??..70% USE UP ALL THEIR SAVINGS OUR GOALS ARE VERY SIMPLE OUR GOALS ARE VERY SIMPLE Pay The Bills 100% Provide Income + You Recover BREAST CANCER 10 MONTHS OF LOST INCOME Total Bill = $314,137… Bill paid 100% Total Bill = $314,137… Bill paid 100% Received $75,000 Check On Diagnosis Received $75,000 Check On Diagnosis Paid $13,000 For Out Of Pocket Expenses Paid $13,000 For Out Of Pocket Expenses $62,000 For Living Expenses $62,000 For Living Expenses COLON CANCER 19 MONTHS OF LOST INCOME Total Bill = $487,000… Bill paid 100% Total Bill = $487,000… Bill paid 100% Received $100,000 Check On Diagnosis Received $100,000 Check On Diagnosis Paid $28,000 For Out Of Pocket Expenses Paid $28,000 For Out Of Pocket Expenses $72,000 For Living Expenses $72,000 For Living Expenses FALL FROM ROOF 13 MONTHS OF LOST INCOME Total Bill = $287,000… Bill paid 100% Total Bill = $287,000… Bill paid 100% Received $25,000 Up Front Cash Received $25,000 Up Front Cash PLUS PLUS Received $2,500 Per Month Disability Income For One Year. Received $2,500 Per Month Disability Income For One Year.

6. $2500 Deductible 80/20 $5,500 Stop Loss Unlimited Lifetime Benefits Unlimited Dr. Visits Wellness 100% Unlimited Rx Accidents 100% Office/Clinic/Hospital $5,000 Deductible Critical Illness $30,000 Accident $25,000 Hospital Confinement $500 $5,000 Deductible 70/30 $10,000 Stop Loss + Critical Illness $50,000/$50,000/$10,000 + Accident Direct / $25,000 Hospital Income $500 / $1,000 + Accident Disability $2500 / 30 Day / 12 Months $595$612 $611 Option 1 / StandardOption 2 / CompleteOption 3 / Premier TOTAL PROTECTION PLUS TOTAL PROTECTION PLUS Which of these 3 plans best protects your family? Which of these 3 plans best protects your family? $5,000 Deductible 80/20 $8,000 Stop Loss + Critical Illness $50,000/$50,000/$10,000 + Accident Direct $25,000 + Hospital income $500 / $1,000

7. Contact Information Contact Information David L. Collins David L. Collins EVP EVP DIVISIONAL MANAGER DIVISIONAL MANAGER EAGLE DIVISION EAGLE DIVISION USA Benefits Group USA Benefits Group 866.328.6182 866.328.6182 dc@usabg.net dc@usabg.netdc@usabg.net www.enrollnow.com/tp.ivnu www.enrollnow.com/tp.ivnuwww.enrollnow.com/tp.ivnu