1. SP1-O1 CLIENT EXIT

2. SP1-O2 Profile A total of 436 dropouts were interviewed. Majority (75%) of the dropouts are female. More than fifty percent (53.8%) of the respondents had one to three loan cycles. Eighty percent of the dropouts decided to leave AFCCo on their own accord.

3. SP1-O3 Reasons for leaving AFCCO Majority of the dropouts stated that they left AFFCO due to problems related to policy, center, personal life, business, and economic downturn. Policy-related:.loan terms are too short Center-related: cannot follow center policies

4. SP1-O4 Reasons for leaving AFCCO Business-related: Have seasonal business and will only acquire a loan if needed. Personal reasons: missed payments due to family crisis or celebrations. Economic-related: existence of new business competitors that decreases income.

5. SP1-O5 Loan Use Loans were used as startup capital of business. Loans also helped the family in terms of providing education for its members. Experience of dropouts in repayment ranges from “good” to “had problems” Majority of the clients said that their income either increased slightly or stayed the same upon availing the loan.

6. SP1-O6 Dropouts cited three major benefits from their centers: - Became friends with fellow center members. - Helped in loan repayments - received assistance in their personal problems.

7. SP1-O7 Forty seven percent of the dropouts will encourage other friends and relatives to join AFCCO.

8. SP1-O8 Gender

9. SP1-O9 Loan Cycle

10. SP1-O10 Amount of Loan

11. SP1-O11 Payment of Last Loan

12. SP1-O12 Amount of Savings Withdrawn

13. SP1-O13 Income Generating Activity

14. SP1-O14 Decision to leave AFCCo

15. SP1-O15 Reasons of AFCCo

16. SP1-O16 Problems related to Policies

17. SP1-O17 Problems related to the center

18. SP1-O18 Business-related Reasons

19. SP1-O19 Personal Reasons

20. SP1-O20 Economic-related reasons.

21. SP1-O21 Use of Loan (Business)

22. SP1-O22 Use of loan (Family)

23. SP1-O23 Experience in loan payment

24. SP1-O24 Change in Income

25. SP1-O25 Benefits from Center

26. SP1-O26 Weekly Center Meeting Experience

27. SP1-O27 Return to the program

28. SP1-O28 Encourage others