1. NREGA and PO

2. Objective of MGNREGA To provide livelihood to rural household through
Guaranteed wage employment of 100 days in a financial year
Adult members who volunteer to do unskilled manual work are covered
To reduce rural urban migration

3. Works taken up under NREGS
Water conservation and harvesting
Irrigation works
Land development
Flood control works
Rural connectivity
Any other notified work

4. Wage payment
Wages are paid on weekly basis but not later than a fortnight
Payment is through bank or PO
Worker should open Savings account
Details of wage payment should be through wage slips and displayed in the notice board of GP office

5. Rights and entitlements
Every registered adult member entitled to work under NREGS for as many required days subject to maximum of 100 days per household
One third of the beneficiaries should be women
Employment will normally be provided within a radius of five km of the village
If not possible, work within the block provided and workers paid 10% extra to meet additional expenses
Medical treatment free of charge is available in case of injury due to accident in course of employment

6. Rights… cont’d Following facilities to be provided at worksite
Safe drinking water
Shade for children
Periods of rest
First aid box
If number of children below 6 years accompanying women workers is 5 or more, one of the women to look after children at minimum wage rate

7. Rights…. Cont’d
Death or permanent disability during employment entails exgratia payment of Rs /-
Unemployment allowance – If applicant not provided employment within 15 days of application
One-fourth wage for the first 30 days of the financial year
One half of the wage for the remaining period of financial year

8. Household registration
Adult members of the household to register their names with local gram panchayat
GP verifies the particulars
Job cards with unique registration number issued within 15 days of registration and contain the following
Info on household and adult members willing to work
Details of employment provided

9. Payment of wages through Post Offices

10. NREGA Accounts - features
Single Account
A Registered adult member of a household issued a Job Card
Joint Account
Joint A only
Husband and Wife(Both names should be in the job card)
Minimum deposit -NIL
Number of accounts-One
Minimum balanace -NIL
Type of deposit Wages only
Non-transferable
No cheque facility

11. Features cont’d Registration of nomination if applied
Job card number, date of issue, date of expiry be noted on SB-3
Can be opened in BO,SO,& HO
BPM to issue PR
Identification of depositor through Job card and wage slip
Accounts will not be treated as silent

12. Withdrawals Entire amount of wages credited can be withdrawn
In the normal course through SB-7
Wage slip to be produced for verification at the time of withdrawal
Payment to depositor himself
Payment to representative of depositor in emergent cases-Written authority and wage slip of depositor required to be produced.
Payment of interest-SB procedure

13. Closure of account
On request by depositor and on authorisation/permission by Program officer
On deletion of name of depositor from Job list/Card
PM can close the account if it is not closed by the depositor within 30 days from date of deletion of his name from the job list
The balance with interest be remitted by Money order less MO commission

14. Opening accounts – BO role
BPM to ensure the following
SB 3 card is properly filled up
Contains signature of program officer or others as introducer
Job card number is correctly written on the top of SB-3 card
Application for new accounts should not be accepted from group leaders if they are not wage seekers
Passbook of new accounts to be delivered to wage earners immediately on receipt from AO

15. Opening of Accounts – Role of SO
AO to check correctness of SB-3 and introduction
New account to be opened and documents sent to HO within the time limit permitted as per MOU

16. Subsequent deposits Receipt of wage list with cheque at SO in 5 copies
Cheque is for total amount and correctly prepared
Cheques be sent to Bank/HO immediately
On receipt of the information about clearance of cheque, concerned HO/SO make ledger entries, entries to be made in SO ledger and BO SB journal
Simultaneously SO/BO are informed through fastest means to effect payment.
At BO, wage list is pasted in BO SB Journal and BAT is noted.
Arrangements to be made for getting sufficient cash.

17. Conditions for withdrawals
Entire amount of wages credited in NREGS account will be allowed to be withdrawn
Part withdrawal permitted
Withdrawal beyond Rs 2000/ be referred to account office
In any case all payment should be completed with in 3 days from the date of receipt of wage lists
In case of heavy number of withdrawals, same may be spread over, but at least 200 withdrawals to be made in a day (all payments to be made within 3 days)

18. Withdrawal process BPM to make payment immediately on receipt of cash
Ensure the following before making payment
Wage earner is present
Wage earner has signed/impressed thumb impression
Verify the SS with SS Book
Obtain witness signature
Pass book & wage slip be accompanied

19. Withdrawal… cont’d
Under no circumstances, amount of several Account Holders should be paid to Group Leaders/GRS/Field Assistants/Panchayat Secretary etc. The amount to be paid to concerned account holder directly by BPM.
Pass book to be returned to the account holder and should not be retained with BPM.
BPM/SPM to send weekly consolidated report to HO and DO

20. NREG disbursement at work spot
Snapshot of Gulbarga district

21. Workers engaged in tasks

22. Wage disbursement at work spot by BPM

23. Thanks