1. My Dream Car Date: December 20 th, 2001 To: Mr. Jahn From: Mandy Dal Ponte

2. The New Volkswagen Beetle INTRODUCTION  I chose the 2001 Volkswagen Beetle as my dream car. At this point in my life, I drive a 1985 Volvo. I have loved the new beetle ever since it came out, and I dream of one day owning my very own. The new beetle’s are cute, safe, and fun to drive. I believe that the beetle is a good car for everyday needs, and therefore I have chosen it as my dream car.

3. 2001 Volkswagen Beetle

4. 2001 Volkswagen Beetle GO OLYS!!!!!

5. Standard Features  Driver and Passenger side power mirrors, heatable  Outside mirrors, lower mounted and bigger  Body color mirror housing  European side blinker lights on front fender  Headlights-on warning tone, upon opening of driver’s door when ignition key is removed  Daytime Running Lights  Clear lens halogen front fog lamps  Tinted glass  Gray shade band on upper windshield  Fuel cap with notched edge  Anti-intrusion side door beams  Interior light with time delay and front driver and passenger reading lamp in rearview mirror  Glove box light  Front and rear carpeted floor mats  Open door warning/courtesy lights, in front doors  Integrated arm rests in front and rear door side panels.  Anti-theft vehicle alarm system for doors, hood, trunk lid, radio and starter, with warning LED in driver’s door top sill and audible/visual de/activation verification  Air conditioning  Rear seat heat with AC ducts  Heatable front seats  Steering wheel deformable/collapsible upon impact  Electric rear window defroster  Front cup holders  AM/FM Cassette stereo sound system with 6 speakers, with control capability for CD changer  Automatic tensioning retractors for front and rear passenger safety belts  “Easy Entry System” allows front seat to move forward for easy access to reach seating area  Front seats fully reclining, height adjustable, with height adjustable head restraints

6. Selected Options  2001 Volkswagen Beetle GLX (fully loaded)  Exterior: Blue Lagoon  Interior: Black Leather  Radio/Audio: 6 disc CD changer/trunk mounted: $650  17-inch Alloy wheels:$400  All season tires: $875  4 speed automatic transmission with adaptive shift program and shift lock:

7. MRSP and Invoice Prices for the 2001 Volkswagen Beetle  The MRSP price for the 2001 Volkswagen Beetle GLX is $21,500  The Invoice price for the 2001 Volkswagen Beetle GLX is $20,001 The MSRP Price is the Manufacturer's Suggested Retail Price. This is the price that the manufacturer recommends to the dealer as a reasonable price for the car. The Invoice Price is the price that the dealer actually pays for the car. As a buyer, you would like to buy the car for as close to the invoice price as possible. The 2001 Volkswagen Beetle will cost me $23,325. This is above the invoice price, but includes my selected options. I have been shopping around at various car lots and have been able to locate my dream beetle for the above price.

8. Securing a Loan  I was able to find my dream car for $23,325. I put down $1,000 so my loan will be for $22,325.  Peoplefirst.com offers an interest rate of 5.94% with no fee. This is the bank that I have chosen to use to finance my car.

9. Results from Loan Payment Calculator  I was able to find my dream car for $23,325. I put down $1,000 so my loan will be for $22,325.

10. Amortization Worksheet Results This worksheet breaks down a loan for $22,325 into monthly payments including interest and principal. The chart at the bottom shows this information for the first 6 months of a 48 month loan. The chart at the top gives the information needed to calculate the data for the lower chart.

11. Cite Sources Page List of standard features and options for the 2001 Volkswagen Beetle GLX courtesy of www.vw.comwww.vw.com Courtesy of www.carsdirect.com are the MSRP price and invoice price.www.carsdirect.com Interest rate for the $22,325 loan courtesy of www.peoplefirst.com.www.peoplefirst.com Amortization Worksheet courtesy of www.online2.org. It was created by John Pile and updated by B. Jahn and C. Otto.www.online2.org Excel Loan Payment Calculator also courtesy of www.online2.org.www.online2.org Picture on Slide 2 courtesy of www.volkswagen.de/newbeetle/www.volkswagen.de/newbeetle/ Picture on Slide 3 courtesy of http://www.newbeetle.org/http://www.newbeetle.org/