1. Webinar: Financial Functions – FV Function With each payment made on a loan, a proportion of that goes to interest. How much does? Use the IPMT function to see how much of your payment is actually going to interest

2. The FV (future value) function returns the value of an investment based on periodic, constant payments and a constant interest rate. FV Function – Total Future Value Syntax:FV(rate, nper, pmt, [fv], [type]) Rate Is the interest rate for the loan Nper Is the total number of payments for the loan PMT Is the payment made each period; cannot change at all. Generally does not include fees or other taxes but does cover the principle and total interest. Fv Is the future value, or a cash balance, you want to attain after the last payment is made. If omitted, it is set to 0. Type Is the number 0 (zero) or 1 and indicates when payments are due i.e. 0 = end of the month, 1 = beginning of the month

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