1. Identity Theft Ta’Mar Boyd Adam Devin

2. What is Identity Theft  Identity theft occurs when someone uses your personally identifying information, like your name, Social Security number, or credit card number, without your permission, to commit fraud or other crimes.

3. Statistics  In 2005 3.7% of the U.S population were affected by the Identity Theft.  Nearly 40% of all ID Theft victims discovered the misuse of their information within one week of the start of the misuse  11% of all victims said that it had taken 3 or more months to resolve their problems after they discovered that their information was being misused.

4. Who is the Federal Trade Commission?  The FTC deals with issues that that touch the economic life of every American.  It is the only Federal Agency with both consumer protection and competition jurisdiction in broad sectors of the economy.

5. Deter, Detect, and Defend  Deter- nothing can guarantee that you won't become a victim of identity theft, you can minimize your risk, and minimize the damage if a problem develops, by making it more difficult for identity thieves to access your personal information.  Detect- The best way to detect identity theft is to monitor your accounts and bank statements each month, and check your credit report on a regular basis.  Defend- Take steps to respond to and recover from identity theft as soon as you suspect it.

6. Signs That Show You Are A Victim  If your credit card statement includes purchases that you didn’t make.  You receive a credit card that you didn’t apply for.  If you are denied credit or offered less favorable credit.  If you notice some of your mail is missing.  You receive bills from companies that you never dealt with.  You are arrested for a crime you didn’t commit.

7. Identity Theft Tips  Report lost or stolen credit cards immediately.  Sign new credit cards immediately before anyone else does.  Don’t carry your social security card or birth certificate around.  Closely monitor the expiration dates on your credit cards and contact the issuer if you don’t receive a replacement prior to expiration date.

8. How To File A Complaint

9. Where to get Free Credit Reports  Places to get Free Credit Reports are: Equifax Experian Trans Union

10.  Identity Theft Complaint Form Identity Theft Complaint Form