1. Introduction/Agenda Julia Wilding – Background & Experience Insurance Industry - Use of Accident Investigations Industry Sectors Directors & Officers Liability & Entity Defence Conclusion

2. Loss Adjusters Did the incident occur? Was insurance cover in place? Acceptance or denial of liability Quantum

3. Insurance Companies Post Loss Surveys Pre-cover Surveys Pre/Post Renewal Surveys

4. Brokers Understanding the Risk Presenting the Risk to Insurers Advising on Risk Reduction

5. Directors & Officers Liability & Entity Defence The Corporate Manslaughter & Homicide Act Insurance Protection Recent Cases

6. R v Costwold Geotechnical Holdings 2011

7. R v Lion Steel 2013 Barristers Defence Costs Alone - £720,000

8. Conclusion Questions?