1. Report: ID theft claims 27 million victims over last 5 years WASHINGTON - More than 27 million people have been victims of identity theft in the last five years, costing them $5 billion. and businesses and financial institutions almost $48 billion, the Federal Trade Commission said Wednesday. The FTC released a survey showing that in the last year alone, 9.9 million people were victims of identity theft. September 3, 2003

14. 700 messages in one day

24. Identity Theft January 7, 2004 www.walb.com (Channel 10 News – Georgia) Two years ago, Billie Crane of Crisp County got a call about a credit card her brother had applied for. But Crane's brother was dead. Crane soon learned that someone had applied for 21 lines of credit in his name… Dec. 28, 2003 www.fptribune.com Editorial: College kids need course in identity theft December 29, 2003 The U.S. Department of Education says that college students are peculiarly vulnerable to identity theft… April 6, 2004 Governor signs bill to fix mistake in 2002 identity theft law Associated Press Honolulu -- Mistakes in Hawaii's two-year-old identity theft law apparently made it legal to use a fictitious or fraudulently altered driver's license... WorldNetDaily.com May 5, 2004 The theft of computer hard drives containing more than 500,000 medical records of military personnel and their families could become one of the largest identity thefts on record, calling into question the Pentagon's current endeavor to build a network to computerize the entire military health-care system, reports the Associated Press.

25. Identity Theft March 24, 2004 Web ID Theft Scam Smashed news4colorado.com Federal officials have shut down an identity theft scam in which a man tricked Internet users into providing their credit card and bank account numbers. …The government says he got hundreds of people to provide information by sending e- mails that appeared to come from America Online or Paypal…had 473 credit card numbers, 152 sets of bank account numbers and bank routing numbers and 566 sets of user names and passwords for Internet service accounts. February 10, 2004 State of Utah, Division of Risk Management One case in Utah had a device put up in an ATM booth. A sign next to it said, Clean your card. Unsuspecting people would run their card wanting to get it cleaned before using the ATM, and the information was then stored. In another case, the device was put over the original ATM slot… THE PRODUCT

26. Bank ATMs Converted to Steal IDs of Bank Customers A team of organized criminals is installing equipment on legitimate bank ATMs in at least 2 regions to steal both the ATM card number and the PIN. The team sits nearby in a car receiving the information transmitted wirelessly over weekends and evenings from equipment they install on the front of the ATM

27. The equipment used to capture your ATM card number and PIN is cleverly disguised to look like normal ATM equipment. A "skimmer" is mounted to the front of the normal ATM card slot that reads the ATM card number and transmits it to the criminals sitting in a nearby car. Bank ATMs Converted to Steal IDs of Bank Customers

28. At the same time, a wireless camera is disguised to look like a leaflet holder and is mounted in a position to view ATM PIN entries. The thieves copy the cards and use the PIN numbers to withdraw thousands from many accounts in a very short time directly from the bank ATM.

29. Bank ATMs Converted to Steal IDs of Bank Customers If you see an attachment like this, do not use the ATM and report it immediately to the bank using the 800 number or phone on the front of the ATM.

30. Identity Theft If it happens to you, what will you do? There are a few solutions #1: Handle it on your own #2: Let Kroll (NASDAQ: KROL) and Pre-Paid Legal (NYSE: PPD) help you. THE PRODUCT