1. 1 If You Are Me, Then Who Am I? Beating Identity Theft Office of the California Attorney General

2. No one to tell you what to do. 2

3. 3 BODY MIND YOUR IDENTITY

4. Your Personal Information Name Address Email Passwords Date of birth Mother’s maiden name Credit card number Bank account number Driver’s license number Social Security number Medical information 4

5. What is identity theft? Identity theft is taking someone’s personal information …. –Credit card number –Bank account number –Driver’s license number –Social Security number –Medical information –Etc. Without permission… 5

6. What is identity theft? … and using it for an unlawful purpose. –Opening credit accounts –Renting an apartment –Applying for a job –Making charges on an existing account –Getting medical care –Providing identity on arrest 6 6

7. 13.1 million in 2013 – 1 victim every 2 seconds 7 How often does it happen? Source: Javelin Research & Strategy, 2/14

8. Consequences of ID Theft “Your request is denied.” “Please hold” “Press 9 to return to the main menu.” “We are going to need cash – in full.” “Is there anyone who can sign for you?” “This account is overdrawn.” “We show you owe $11,300 to Best Buy in Daytona.” “You have a right to remain silent…” 8

9. Consequences of ID Theft Having your identity stolen can stop you from: –Getting college loans, car loans, and credit cards –Renting an apartment –Getting a job 9 What do you mean I can’t get the loan?

10. Teens Care About Privacy 10 68% Privacy of personal info top concern re online activity 51% Very concerned about identity theft FOSI & Hart Research Associates, 2013

11. 9 THINGS YOU CAN DO … to reduce your risk of identity theft 11

12. Don’t carry your Social Security card or anything with your Social Security number in your wallet or bag. 12 NUMBER 1 PROTECT YOUR SSN… THE KEY TO ID THEFT

13. Report problems promptly. 13 NUMBER 2 LOOK AT YOUR BILLS…ASAP!

14. NUMBER 3 Lock up your phone – use a passcode. 14

15. NUMBER 4 Firewall Anti-virus Anti-spyware Prompt updates and patches Lock down your computer. 15

16. NUMBER 5 Hmwc1wcc? Use strong passwords. 16

17. NUMBER 6 Brush up your privacy settings. (And know your “friends.”) 17

18. NUMBER 7 Toss stinky phish. 18

19. NUMBER 8 Protect personal information at home. 19 Six Degrees of Identity Theft

20. NUMBER 9 Don’t Do Your Banking Where You Have Your Latte. 20

21. I’M SMART. I WATCH OUT FOR MYSELF. GIVE ME A BREAK. I KNOW MORE ABOUT THE INTERNET THAN YOU. I COULD TEACH YOU HOW TO USE YOUR PHONE. 21

22. Who will you teach? 1.Protect Your SSN. 2.Open your bills right away. 3.Lock up your phone. 4.Lock-down your computer. 5.Use strong passwords. 6.Brush up you privacy settings. 7.Toss stinky phish. 8.6 Degrees of Identity Theft 9.Don’t do your banking where you have your latte. 22

23. 23 www.privacy.ca.gov