1. COPYRIGHT © 2008 A Presentation for NUIG Galway July 2008

2. NUI Galway July 08 QUINN-healthcare Formerly BUPA Ireland (launched in 1996) QUINN-healthcare launched 17 th April 2007 Located in Fermoy (300+ employees) 485,000 members New Beginning New Hospitals Improved Benefits Home Insurance Travel Insurance Expansion Plans

3. NUI Galway July 08 Product Benefits – Essential Plus MaternityHospital CoverOverseas Cover

4. NUI Galway July 08 Essential Plus - Hospital Accomodation & Cardiac Care Essential Plus (Excess) Cover for Hi-Tech, Private* and Public hospitals Private room in public hospitals & semi private room in private* hospitals Full cover for major heart surgeries in Blackrock Clinic/ Mater Private/Galway Clinic Cover for daycase* procedures in Blackrock Clinic, Mater Private and Galway Clinic. Galway Clinic Full cover* for semi private room. Applies to all treatments. *Tiered excesses of €50, €125 and €200 per claim in certain private hospitals.

5. NUI Galway July 08 Cancer Care Essential Plus Full cover for participating consultants (99%) Full cover for breast prosthesis and hairpiece after treatment Out-patient cover for cancer screening Daycase cover in Mater Private

6. NUI Galway July 08 Essential Plus: Cancer Cover contd… Support grant for patients that need to travel for out-patient treatment– up to €100 per night towards overnight stay in B & B, hotel, etc. Up to €500 towards the cost of Manual Lymph Drainage after cancer treatment

7. NUI Galway July 08 Direct Payment Centres You will have full cover for the following when referred by either a GP or consultant to these centres. You do not pay – the bill is taken care of by QUINN-healthcare. MRI Scans - MRI Centre Bon Secours Galway, Auteven Kilkenny, MRI Centre Mercy Hospital Cork, Charter Medical Dublin Colon Cancer Screening – Mater Private, Barringtons Limerick, Mercy Hospital & Galway Clinic Dexa Scans – Galway Clinic, Charter Medical Dublin, Bon Secours Cork, Barringtons Limerick Mammograms – Bon Secours Galway, Beaumont Clinic Dublin, South Terrace Medi-Centre Cork

8. NUI Galway July 08 Overseas Cover Essential Plus Up to €100,000 towards the cost of emergency hospital admissions while abroad 24 hour access to assistance helpline. Evacuation/Repatriation if appropriate treatment is unavailable locally

9. NUI Galway July 08 And … Treatment not available in Ireland QUINN-healthcare will arrange and fully cover treatment in EU Consultant Connections® - Access to 5,000 leading medical experts at times of serious illness.

10. NUI Galway July 08 Essential Plus - Maternity Cover Up to €3,500 towards 3 nights in public/private hospitals Up to €3,500 towards home births Caesarian sections covered €869.81 towards in-patient consultant fees €400 for out-patient consultant fees (subject to the out-patient excess)

11. NUI Galway July 08 Essential Plus - Outpatient Cover GP Visits - €20 per visit - No Limits Physiotherapy - €20 per visit up to 25 visits Glasses and Lenses - €20 Consultancy Visits - €51 per visit Routine Dental/Optical Max - €20 p/a Casualty Cover - €20 per visit. No Limit, includes Galway Clinic

12. NUI Galway July 08 Essential Plus - Outpatient Cover Acupuncture - €20 per visit (12 visits) Physical Therapy - €20 per visit (8 visits) Homeopathy - €20 per visit (12 visits) Osteopathy - €20 per visit (12 visits) Chiropracty - €20 per visit (12 visits) Reflexology €20 per visit (8 visits) Subject to Outpatient Excess: Individual€220 Family€440

13. NUI Galway July 08 Product Benefits – Health Manager Starter MaternityHospital CoverOutpatient Cover

14. NUI Galway July 08 HealthManager Starter – Out-patient cover GP’s Consultants Physiotherapy Acupuncture 50% guaranteed Reflexology refund on Homeopathy out-patient expenses Physical Therapy - NO EXCESS Sports Health Screening Osteopathy Chiropractic Executive Health Check - Galway Clinic Speech & Language Therapy

15. NUI Galway July 08 HealthManager Starter - Hospital Cover Private accomodation in public hospitals Private accomodation in a network of selected private hospitals Full cover for: Essential cardiac cover in the Mater Private & Beacon Clinic Cancer treatment (i.e.radiotherapy & chemotherapy) Cancer Support Grant - €100 per night Manual Lymph Drainage - €500 towards costs Treatment guarantee policy Convalescence cover of €60 per night EU hospitals (where treatment is unavailable in Ireland) Direct Payment Centres for MRI’s, Cancer Screening …

16. NUI Galway July 08 HealthManager Starter - Hospital Cover Private accommodation in the following network of selected private hospitals: Auteven Hospital - Kilkenny Barringtons Hospital – Limerick Cahercalla Hospital – Co. Clare Clane Hospital – Co. Kildare Northbrook Clinic – Ranelagh, Dublin Park West Clinic – Dublin 12 St. Francis Hospital – Mullingar, Co. Westmeath St. Joseph’s Hospital – Garden Hill, Sligo Shanakiel Hospital – Cork Among others…

17. NUI Galway July 08 Product Benefits – CompanyCare MaternityHospital CoverOutpatient Cover

18. NUI Galway July 08 CompanyCare – Hospital Cover Private room in public hospital Semi-private room in private* hospital Daycase and cardiac cover in hi-tech hospitals Full cover for cancer treatment Direct Payment Centres for MRI’s, Cancer Screening… *Tiered excesses of €50, €125 and €200 per claim in certain private hospitals.

19. NUI Galway July 08 CompanyCare – Out-patient cover GP - unlimited Consultant - unlimited Physiotherapy – 25 visits Acupuncture- 12 visits50% refund on out- Chiropractic – 12 visitspatient expenses Homeopathy - 12 visitsNO EXCESS! Osteopathy – 12 visits Casualty - unlimited Labs/X-Rays – unlimited Dietician – 5 visits Reflexology – 8 visits

20. NUI Galway July 08 CompanyCare – Out-patient cover Exec Health Check – every 2 years -Galway Clinic Sports Screening – every 2 years Child counselling – 8 visits Dental – €300 50% refund on out- Optical – €150 patient expenses Chiropodist – 8 visits NO EXCESS! Occupational Therapy – 5 visits Physical Therapy – 8 visits Home nursing for children - €1,400 Hearing test - €40

21. NUI Galway July 08 CompanyCare – Maternity Cover Up to €3,500 towards accommodation or home birth €869.81 towards in-patient consultant fees €400 refund on out-patient consultant fees (no excess) €275 pre & post-natal benefit €600/€1,200 home nursing

22. NUI Galway July 08 CompanyCare - Overseas €100,000 emergency hospital admissions 24 hour assistance helpline €2 million evacuation/repatriation Travel vaccinations - 50% refund (€60 per year) EU Cover

23. NUI Galway July 08 CompanyCare – Employee Support Employee Assistance – Access to Helpline 5 face to face counselling sessions Legal, Financial & Emotional Support 24 hour Healthline – Nurse on call Consultant Connections – Access to 5,000 leading specialists worldwide

24. NUI Galway July 08 Subscriptions as of 1st January, 2008 Net Subscriptions AdultChild*Child** Essential Plus (Excess)€539.00€209.00€145.00 Health Manager Starter €548.00€216.00€175.00 CompanyCare € 597.00€ 204.00€ 175.00 *First and second child **All other children

25. NUI Galway July 08 Travel Insurance Scheme coverage; Leisure and Business purposes Reduced premium based on already having PMI €5 Million above PMI cover,lost property, delays etc. 180 days cover, no trip greater than 30 days. Available to everyone, not just QUINN-healthcare members Flexible cover options: Individual, Couple or Family Family worldwide Multi Trip €98 or €82 excluding winter sports Individual Single trip or Multi Trip worldwide

26. NUI Galway July 08 Employee Offer for NUIG + QUINN-direct motor policy = QUINN-healthcare Free Worldwide Travel Insurance + €200 free home insurance each year for 3 years up to the end of 2010

27. Thank you