1. Making Cents of our Life Psalm 37: 1-11 Influenced by the works of Andy Stanley

2. How much did it cost to make a Canadian penny? 1.0.4 cents? 2.0.8 cents? 3.1.6 cents?

3. How much did it cost to make a Canadian penny? 1.0.4 cents 2.0.8 cents 3.1.6 cents

4. Psalm 37:4 Take delight in the Lord, and he will give you the desires of your heart.

5. Eureka Moment... “standard of living” and “quality of life” aren’t the same thing.

6. To quote Andy Stanley... “You can raise your standard of living with debt, but you can only raise your quality of life with discipline.”

7. Income graph

8. Financial Margin

9. No margin life

10. Financial Torment

11. 3 observations 1.You live on a % of income

12. 3 observations 2.If you had just a little more you’d be fine

13. 3 observations 3.You felt the same way when you made a lot less.

14. Slavery...

15. Luke 16:13 “No one can serve two masters. Either you will hate the one and love the other, or you will be devoted to the one and despise the other.

16. Luke 16:13 You cannot serve both God and money.”

17. John 10:10 I have come that they may have life, and have it to the full.

18. Luke 16:13 You cannot serve both God and money.”

19. So what do i do? 1.Decide

20. So what do i do? 1.Decide 2.Pick a number/percent

21. Financial Margin

22. So what do i do? 1.Decide 2.Pick a number/percent 3.Spy on your money

23. Psalm 37:4 Take delight in the Lord, and he will give you the desires of your heart.