1. Mega AS Consulting Ltd © 2008 CAT eAuthentication. www.megaas.co.nz info@megaas.co.nz +44 1789 721370www.megaas.co.nzinfo@megaas.co.nz C e l l u l a r A u t h e n t I c a t I o n T o k e n Personal Authentication using the CAT The best protection against Identity stealing Personal Authentication using the CAT The best protection against Identity stealing

2. ATM Software Query POTP System Authentication Server Update Log Enter POTP Generate OTP Enter Credit Card Verify OTP Query Result 1 2 3 4 5 Mega AS Consulting Ltd © 2005 CAT eAuthentication. www.megaas.co.nz info@megaas.co.nz +44 1789 721370www.megaas.co.nzinfo@megaas.co.nz C e l l u l a r A u t h e n t I c a t I o n T o k e n ATM CC OTP Verification Process

3. Mega AS Consulting Ltd © 2005 CAT eAuthentication. www.megaas.co.nz info@megaas.co.nz +64 9 5759580www.megaas.co.nzinfo@megaas.co.nz C e l l u l a r A u t h e n t I c a t I o n T o k e n ATM CC OTP Highlights Credit Card owner has to register the card for OTP Different OTPs for different Cards The OTP Verification is done at a server side Server can be at the ATM company or Bank or Credit Card company Business Model Credit Company and/or Bank pays for the Service Customer could be charged few cents for each query Registered Credit Cards can make OTP Verification over Internet for eCommerce